Kairoku vs BudgetLoop

A simple expense tracker for logging spending the moment it happens. No bank or card linking, no receipt scanning, and no income tracking. Kairoku focuses on one thing: making it easy to keep recording. ■ One-tap presets Coffee, lunch, train. Pin your frequent expenses as presets at the top of Home. One tap finishes the entry—often before you leave the register. Mistakes undo in a moment. ■ Remaining budget front and center Set a monthly budget and Home shows how much you can still spend this month—large and clear. Seeing what’s left, not only what you’ve spent, makes pacing the second half of the month feel natural. Overspending shows plainly in red. ■ Fast manual entry For anything without a preset, enter the amount and pick a category. Amount chips (+100 / +500 / +1000) and your last category keep typing to a few seconds. Memo and date only when you need them. ■ Automatic totals Reports show category breakdowns and day-by-day trends in charts. Compare with the same day last month so you can answer “am I overspending?” right away. ■ Log from widgets Home Screen widgets show remaining budget and presets. Record directly from a widget button without opening the app. ■ Built to help you stick with it ・Optional daily reminder notifications (set any time) ・Add your own categories and rename them; hide ones you don’t use ・Light and Dark Mode ■ Peace of mind All records stay on your device. No account is required, and your expense logs are never sent off the device.

See exactly where your money goes this month, and how much is left. BudgetLoop is a monthly budget tracker for iPhone that works completely offline. No account, no sign-up, no bank connection. HOW IT WORKS Set a monthly budget, log income and expenses in a few taps, and watch your remaining budget update instantly. The number you actually need is on the first screen, not three menus deep. CATEGORIES AND LIMITS Rent, groceries, transport, bills, entertainment, dining out, health and other are ready to use. Add unlimited custom categories with their own icon and colour. Give any category its own monthly limit. The progress bar switches to a warning colour at 90% and above. CHARTS THAT MAKE SENSE - Daily spending bars for the current period - Spending by category as a donut chart - A 6-month trend, so you can see whether things are actually improving A MONTH THAT MATCHES YOUR PAYDAY Your budget cycle does not have to start on the 1st. Choose any day from 1 to 28 so the month lines up with when you actually get paid. OFFLINE AND PRIVATE Everything is stored on your iPhone and nowhere else. There is no server, no account, no analytics and no tracking. The app never asks for internet access because it never needs it. That is how it is built, not a promise we are making. ALSO INSIDE - 30+ currencies with correct local formatting - 26 interface languages - OLED dark theme, a light theme, or follow the system - CSV export of every transaction - iPhone, iOS 17 or later PRICING Try everything free for 7 days, no payment details needed. After that, keep BudgetLoop with a one-time purchase you own forever, or choose a yearly plan instead. A subscription is not required. WHAT BUDGETLOOP DOES NOT DO It does not connect to your bank. You enter transactions yourself, in a few seconds. That is deliberate, so nothing gets miscategorised behind your back and no credentials ever leave your hands. Your financial data stays on your iPhone. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ecomcg90-gif.github.io/budgetloop-site/privacy.html