Comparison

Milli vs Expense Tracker Spending

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Milli

Features
Read full description

A private money tracker that asks nothing of you. No account, no ads, no data collection — and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND • Log an expense or income in seconds from the amount pad • Smart Chat — log expenses by typing in plain language, and Milli learns your words to file them automatically. Add your own Taught words for instant sorting • A color-coded category wheel that fills in as you type • Custom categories and icon tags to slice spending your way • Proper transfers between accounts, counted once instead of twice • Recurring payments so rent, salary and subscriptions post themselves • Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT • A dashboard with your balance, your spending and what is left • Budget Mode — set a monthly target overall or per category, and watch progress live • Spending rate tells you whether you are ahead or behind for the month • Category breakdowns, savings trends and net worth, without a spreadsheet • Multiple accounts and ledgers in different currencies, with your own exchange rates • Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST • Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons • Add an expense straight from a widget without opening the app • A full Apple Watch app for logging while you are out • Runs on iPad too — the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE • Earn a coin for every transaction you log by hand • Spend coins on an aquarium and a garden — fifty species to collect • Streaks and a running count of the days you have logged • Budgeting that doesn't feel like homework YOUR DATA IS YOURS • There is no Milli account and no Milli server. We never see your numbers. • The "Data Not Collected" label on this page is not marketing — Milli collects nothing at all • Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read • Lock the app with Face ID or a passcode • No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages — Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese — with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts, categories and color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.

About

Expense Tracker Spending

Features
Read full description

Expense Tracker-Money Manager helps you understand where your money goes — without complexity, ads, or subscriptions. Built for everyday personal finance, this app lets you log income, spending, and transfers in seconds, organize transactions by category, and see your financial picture at a glance. TRANSACTIONS MADE SIMPLE • Record cash in, cash out, and transfers between accounts • Add notes and descriptions to every entry • Filter by account with a live income, expense, and net summary • Edit or delete transactions anytime MULTIPLE ACCOUNTS • Create wallets for cash, cards, savings, loans, and more • Switch between accounts instantly • Track balances per account and currency SMART ANALYTICS • Visual donut charts show spending and income by category • Toggle between income and expense views • Browse monthly category breakdowns to spot trends • See percentages and totals at a glance ORGANIZE YOUR FINANCES • Custom categories with icons and colors • Multi-currency support for international users • Export all transactions to CSV • Create local backups and restore anytime PRIVATE & SECURE • All data stays on your device • Protect the app with Face ID, Touch ID, or a passcode • No account required, no cloud dependency PERSONALIZE YOUR EXPERIENCE • Choose from 20 accent color themes • Light, Dark, or System appearance • 6 languages: English, Arabic, Spanish, German, French, Italian • Daily or one-time reminders to log expenses Whether you are managing daily spending, tracking side income, or keeping household accounts organized, Expense Tracker-Money Manager gives you the clarity you need — privately, on your iPhone. Start tracking smarter today.

Screenshots

Milli4 screens
Expense Tracker Spending4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker Spending at none against Milli's 1. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Milli sells 1 one-off in-app purchase. Expense Tracker Spending asks for nothing beyond the download.

Scorecard1 real difference · 5 level
Milli versus Expense Tracker Spending: the parameters behind the verdict, then further details
ParameterMilliExpense Tracker Spending
PriceFreeFree
Update frequencyEvery 5 days—
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size109 MB10 MB
Age rating4+4+
DeveloperIVAN VILLA CAYABYABHamayun Zeb

In-app purchases

1 purchases

Milli

One-time1
  • Milli Premium$3.99
None

Expense Tracker Spending

No in-app purchases

Questions

Is Milli free?
Milli is free to download, with in-app purchases available.
Is Expense Tracker Spending free?
Expense Tracker Spending is free to download, with no in-app purchases.
Do Milli or Expense Tracker Spending have ads?
Neither Milli nor Expense Tracker Spending shows ads.

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