Milli vs Dot
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Milli
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A private money tracker that asks nothing of you. No account, no ads, no data collection — and one payment instead of a subscription. Log what you spend in a couple of taps, and see where the month is going. TRACK WHAT YOU SPEND • Log an expense or income in seconds from the amount pad • Smart Chat — log expenses by typing in plain language, and Milli learns your words to file them automatically. Add your own Taught words for instant sorting • A color-coded category wheel that fills in as you type • Custom categories and icon tags to slice spending your way • Proper transfers between accounts, counted once instead of twice • Recurring payments so rent, salary and subscriptions post themselves • Ask Siri to log an expense without opening the app SEE WHERE THE MONTH WENT • A dashboard with your balance, your spending and what is left • Budget Mode — set a monthly target overall or per category, and watch progress live • Spending rate tells you whether you are ahead or behind for the month • Category breakdowns, savings trends and net worth, without a spreadsheet • Multiple accounts and ledgers in different currencies, with your own exchange rates • Swipe between months, or pick any date range you like ON YOUR HOME SCREEN AND YOUR WRIST • Seventeen widgets: net worth, this month's spending, budget progress, spending rate, expense categories, account favorites and one-tap add buttons • Add an expense straight from a widget without opening the app • A full Apple Watch app for logging while you are out • Runs on iPad too — the same app on a bigger screen, no second purchase GROW A GARDEN WHILE YOU SAVE • Earn a coin for every transaction you log by hand • Spend coins on an aquarium and a garden — fifty species to collect • Streaks and a running count of the days you have logged • Budgeting that doesn't feel like homework YOUR DATA IS YOURS • There is no Milli account and no Milli server. We never see your numbers. • The "Data Not Collected" label on this page is not marketing — Milli collects nothing at all • Optional iCloud sync keeps your devices in step through your own private iCloud, which only you can read • Lock the app with Face ID or a passcode • No ads, no trackers, nothing sold to anyone SPEAKS YOUR LANGUAGE Milli is fully translated into 32 languages — Arabic, Bengali, Chinese (Simplified and Traditional), Czech, Danish, Dutch, English, Finnish, French, German, Greek, Hebrew, Hindi, Hungarian, Indonesian, Italian, Japanese, Korean, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Spanish, Swedish, Thai, Turkish, Ukrainian, Urdu and Vietnamese — with currencies and date formats that follow your region, not ours. FREE, AND PREMIUM Milli is free to use with three accounts, twenty expense categories and five income categories. One purchase unlocks unlimited accounts, categories and color tags, iCloud backup and sync, CSV and backup export, every widget, and the Apple Watch app. Pay once, use forever. No auto-renewal, no monthly fee, no free trial that quietly becomes one. Questions or ideas? We read every message.
Dot
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Dot is your financial assistant for recording expenses and income in a simple conversation. Track your wallet and reserve, set a monthly spending limit, organize categories, and view reports in one place. Use chat to ask questions, receive guidance, and follow your decisions. Scan products to create a Wishlist and check prices when you want to find a good offer. Turn on notifications for important updates. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Milli at every 5 days against Dot's every 2 weeks. Milli also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Milli sells 1 one-off in-app purchase and Dot sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
Milli ships an update every 5 days, Dot every 2 weeks. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.
| Parameter | Milli | Dot |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 109 MB | 192 MB |
| Age rating | 4+ | 4+ |
| Developer | IVAN VILLA CAYABYAB | Apinc Brasil |
In-app purchases
Milli
- Milli Premium$3.99
Dot
- Dot Pro Monthly7 Days trial$5.991 Month
- Dot Pro Yearly7 Days trial$59.991 Year









