Budget Tracker vs Cuentio
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Budget Tracker
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Track your money without handing over your bank login. Bolsillo is a simple expense tracker that keeps your transactions on your device and in your own iCloud. No account. No sign-up. No bank connection, ever. WHY PEOPLE CHOOSE IT ⢠No bank login and no email ā you open the app and start ⢠Your ledger lives on your device and in your own private iCloud ⢠Fast manual entry: a big keypad, a category, done in seconds WHAT YOU GET ⢠Accounts, categories and payees you can shape your own way ⢠Budgets by week, month or year, with what's left always visible ⢠Savings goals you can follow ⢠Reports that show where the money actually went ⢠More than one currency, with transfers between accounts ⢠A home-screen widget and a daily reminder, so logging becomes a habit ⢠Export your data to a file whenever you want ā it is yours FREE AND PREMIUM Free covers daily tracking: log what you spend, browse your whole history, see your week and month, and keep one savings goal. Bolsillo Premium adds: ⢠Private iCloud backup and sync across your devices ⢠Unlimited budgets and goals ⢠Full reports, including the whole year A free trial is available on the yearly plan. Prices are shown in the app before you pay. A subscription renews automatically unless you turn it off at least 24 hours before the period ends, and you can manage or cancel it any time in your Apple account settings. Terms: https://bolsillo.geekdevtech.com/terms Privacy: https://bolsillo.geekdevtech.com/privacy
Cuentio
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Where does your money go? Cuentio is an expense tracker with no bank linking: log each expense in two taps, or snap a photo of the receipt and AI records it for you in seconds. No bank credentials, no ads, and manual tracking is free with no limits. LOG EXPENSES IN TWO TAPS ⢠Fast manual entry: amount, category, done. Unlimited expenses and income, free. ⢠Unlimited accounts and categories, recurring expenses (rent, subscriptions) and home screen widgets so you can log without opening the app. SNAP A PHOTO OF THE RECEIPT ⢠Scan a receipt and AI extracts the total, date, merchant and VAT. ⢠You get a free monthly allowance of AI actions, with the counter always visible in the app. ⢠The photo stays attached to the expense: your receipt archive, always at hand. SAY IT OR TYPE IT ⢠"Coffee 3.50" spoken out loud or typed as is: AI turns it into a categorized expense. BUDGETS AND CLEAR REPORTS ⢠Budgets per category with warnings before you overspend. ⢠Monthly and category reports: see where your money goes at a glance. ⢠Optional AI monthly summary that explains your month in plain language. SHARE HOUSEHOLD EXPENSES ⢠Create a shared household and invite your partner with a code: every expense shows who logged it, with a balance per member. ⢠Invited members don't pay anything. NO BANK LINKING, BY DESIGN ⢠Cuentio never connects to your bank or asks for banking credentials. It's an expense tracker that works just as well with cards, cash or multiple currencies. ⢠Logging expenses yourself makes you more aware of your spending: that's the point. YOUR DATA IS YOURS ⢠Exporting to CSV, Excel or PDF is free, forever. No ransom for your own data. ⢠Backup and sync across devices are included in the free plan. ⢠Delete your account and take your data with you whenever you want. WHAT'S FREE AND WHAT'S PRO Free: unlimited manual tracking, accounts, categories, recurring expenses, budgets, reports, widgets, sync, backup, export and a monthly AI allowance. Cuentio Pro (monthly or yearly subscription): a larger AI allowance, AI monthly summaries, shared household for its creator, PDF export with receipt photos, automatic exchange rates and extra personalization. No weekly plan, and no ads on any plan. Cuentio is a money manager built for everyday spending: a daily expense tracker, a spending tracker for your monthly budget and a personal finance log in one simple app. If you want a budget app without bank linking, a receipt scanner that fills in the expense for you, and a money tracker your partner can share, download Cuentio and start today: logging your first expense takes less than a minute. https://www.lghdeveloper.com/en/terms https://www.lghdeveloper.com/en/privacy
Screenshots
Verdict
The clearest difference is update cadence: Cuentio at every 6 days against Budget Tracker's monthly. Cuentio also leads on iOS requirement (16.4 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Budget Tracker sells 2 in-app purchases, starting at $4.99 per month and Cuentio sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Tracker ships an update monthly, Cuentio every 6 days. Both last shipped on October 31, 2026.
| Parameter | Budget Tracker | Cuentio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 6 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone |
| Requires iOS | 26.0 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 26 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Geek Dev Technologies | Leandro Gartner |
In-app purchases
Budget Tracker
- Premium Monthly$4.991 Month
- Premium Annual14 Days trial$24.991 Year
Cuentio
- Cuentio Pro Monthly$4.991 Month
- Cuentio Pro Founder14 Days trial$22.991 Year
- Cuentio Pro Yearly14 Days trial$29.991 Year









