ToFi vs Daily Expense Tracker Offline

Every account you have, in one number. ToFi connects your checking, savings, credit card, and brokerage accounts and pulls them into a single view. No spreadsheets, no switching between five banking apps to work out where you stand. SEE WHERE YOU STAND Your net worth, updated as your accounts move. Balances across every institution in one place, with history so you can see the direction you are heading. UNDERSTAND YOUR SPENDING Transactions arrive categorized. Adjust a category once and ToFi remembers the merchant for next time. Browse by list or by calendar to see how a month actually played out. SET BUDGETS THAT HOLD UP Set a monthly budget per category and track against it as the month runs. Transfers between your own accounts and credit card payments are detected and kept out of your spending totals, so your numbers reflect real money leaving. TRACK WHAT YOU ARE OWED Mark a transaction as a reimbursement and ToFi keeps it out of your spending until it is settled. INVESTMENTS INCLUDED Brokerage and retirement balances and holdings sit alongside your cash accounts, so net worth means net worth. PRIVATE BY DESIGN Bank credentials go straight to your bank through Plaid. ToFi never sees them. There is no advertising, no tracking, and your data is never sold or shared for marketing. SETUP ToFi runs your bank connections under your own free Plaid developer account, so your linked institutions stay under your own usage rather than pooled with other users. Setup takes a few minutes and the app walks you through it.

Take control of your personal finances with Expense Tracker & Budget Planner — a fast, private, and easy-to-use money manager designed to simplify your daily spending and budgeting. KEY FEATURES: FAST EXPENSE & INCOME TRACKING - Log transactions in seconds with a built-in math keypad and quick-add buttons. - Smart auto-categorization recognizes your frequent merchants. SMART BUDGETS & ROLLOVER SAVINGS - Set custom budgets for groceries, dining, shopping, bills, and entertainment. - Budget Rollover carries leftover savings into your next cycle automatically. - Live alerts warn you before you overspend. ACCOUNTS & MONEY TRANSFERS - Manage cash, checking, savings, and credit cards in one place. - Execute synchronized transfers between accounts with linked balance updates. RECEIPTS & ATTACHMENTS - Attach photos of receipts, bills, and invoices to any transaction. - Full-screen pinch-to-zoom and pan viewer for tax and warranty records. SUBSCRIPTIONS & BILL REMINDERS - Track recurring monthly subscriptions and upcoming bill payments. - Forecast your monthly burn rate and avoid unexpected renewal charges. CHARTS & PDF REPORTS - View spending breakdowns by category with interactive analytics. - Export itemized PDF financial statements for tax preparation or monthly reviews. 100% PRIVATE & OFFLINE - Biometric security with Face ID and Touch ID lock. - App switcher privacy blur hides sensitive balances in multitasking. - Works fully offline with private iCloud sync. No registration or bank logins required. GLOBAL CURRENCIES - Supports over 180 world currencies with native currency symbols.