美股包租公：期權輪子策略日誌 vs RayStatus | Phone Diagnostics

【這是什麼】 「美股包租公」是一本完全離線的選擇權交易記帳日誌。 你在自己的券商成交之後，回來花 10 秒手動輸入一筆記錄—— 權利金、手續費、損益、報酬率，App 依你輸入的數字自動算好。 【這不是什麼】 本 App 不連接任何券商、不代你下單、不提供即時報價、 不提供投資建議、不保證任何報酬、不經手金流。 無帳號、無伺服器、無訂閱、無 App 內購買， 也不收集、不上傳、不販售你的任何資料。 【用語說明】 為了讓不熟悉選擇權術語的長輩也能上手，App 介面刻意使用生活化的比喻： ・出租收租 = Sell Put（賣出賣權） ・租金 = Premium（權利金） ・租金底價 = Strike Price（履約價） ・換約 = Roll（轉倉） ・接手物件 = Assignment（被指派） 這些只是介面上的口語替代詞，不代表任何收益承諾或保證。 【第一次打開？一鍵載入示範資料】 本 App 的每個畫面都由你自己輸入的記錄算出來，所以全新安裝時是空的。 在引導頁最後一頁或儀表板空白畫面上點「載入示範資料」， 就能立刻看到換約鏈、整圈損益、統計分析與目標追蹤實際長什麼樣子—— 全部是虛構交易，隨時一鍵清除，不會影響你自己的記錄。 【換約（Roll）之後，你的成本還算得準嗎？】 多數券商在你換約後會「重設」損益基準——被平掉那一手的虧損就此消失在畫面上， 於是你以為的接手成本，比真實成本低了一截。 本 App 把一整條換約鏈當成「一筆交易」來記： ・真實接手成本——把每一次買回的代價都算進去，不是只看最後那一手 ・兩平買回價、50% 目標買回價——買回到多少才不虧、才達標 ・一條鏈只入帳一次，記在結束的那個月，不會虧損記在 A 月、收入記在 B 月 ・換約前先試算：按下去之前就看得到換約後的累計金額與接手成本 【手上這些單，綁住我多少現金？】 「進行中」分頁直接算給你看： ・Sell Put 擔保金——全部被指派時你要準備多少現金 ・收益率——這批權利金相對於它綁住的資金是多少百分比 ・集中度——單一標的佔了多少 ・最近到期——最快幾天後要處理，同一天有幾筆 【為什麼不用 Excel？】 ・被指派後的成本攤提——每收一次權利金，持股成本降多少？ ・換約鏈的累計損益——滾了三次之後，這條鏈到底是正是負？ ・一整圈的完整損益——Sell Put + Covered Call + 股票價差加總 ・個人化統計——你自己的歷史勝率、被指派率、各標的表現 這些 Excel 都不好記，App 全部自動化。 【主要功能】 ・Sell Put／Covered Call 快速記帳 ・手續費自動精算，支援免佣金方案 ・一鍵換約：買回舊約＋開新約一次完成，自動串成換約鏈 ・被指派自動建立持股批次：權利金逐筆攤低成本 ・被 Call 走／賣出自動結算整圈損益與年化報酬率 ・統計分析：勝率、被指派率、標的排行、獲利了結效率、Delta 區間勝率 　（以「鏈」為單位，一條換約鏈算 1 筆，不重複計數） ・已結算帳本：按月分組、月小計對得上券商對帳單 ・儀表板：本月收支、累計曲線、每月走勢、開倉月曆、目標追蹤 ・台幣換算：自訂匯率，美元台幣同時顯示 ・記錄可完整編輯：結算按錯可撤銷、日期選錯可改 ・JSON 一鍵匯出備份／匯入還原 【你的資料只屬於你】 無帳號、無伺服器、不上傳雲端——所有記錄只存在你的手機裡， 並可隨時一鍵匯出 JSON 備份。App 執行期間不發出任何網路請求。 【給長輩也能用的設計】 大字級明細、口語化用詞、每一步都有引導。 --- 免責聲明：本 App 為個人交易記帳工具，不提供投資建議、不連接券商、不代下單、 不經手金流。所有計算僅供記帳參考，實際金額以券商對帳單為準。投資有風險， 任何交易決策及其結果由使用者自行負責。

RayStatus turns what iPhone lets apps read into a set of clear, easy-to-read cards. Every number says where it came from: Live is a reading from iOS right now, Imported carries its date, and Estimate is exactly that. No made-up numbers dressed up as precise. STATUS: IS MY PHONE OK RIGHT NOW? • Battery level and an estimated charging speed, plus free space that matches Settings • A battery temperature range, always labelled Estimate, refined by imported temperature history • Connection status and your latest speed test • Choose which cards to show and in what order DEVICE: WHAT IS THIS IPHONE? • Model, iOS version, processor, memory, display, cameras and sensors • Copy it all, or turn it into a share card for Stories and posts. Serial number and IMEI can't be read by apps, so they never appear TESTS: 15 HARDWARE CHECKS • Dead pixels, screen edges and touch, multi-touch, speaker and earpiece, microphones, camera and flash, vibration, volume buttons, Face ID, charging port, motion sensors, compass and barometer, proximity sensor, location accuracy • "Run every check in order" walks you through them and ends with a single result NETWORK TOOLS • Speed test over Wi‑Fi or cellular: download, upload, and latency at idle and under load • Ping, DNS lookup, route trace, local devices, IP info, port scan, Whois, website response and streaming quality • Connection finder: walk around and compare which spot is smoothest • Bluetooth finder with a direction radar to locate nearby devices TOOLBOX • Sound level meter, level and protractor, NFC read test, flashlight and screen fill light, haptics AI CHECK • Ask in one sentence, like "Why is my battery draining faster lately?" The AI on this iPhone answers from the readings RayStatus has, and nothing is uploaded • 3 free questions a day; after that, each question needs one ad watched to the end. Pro is unlimited • For reference only, not a professional diagnosis. Appears only on supported iPhone models HISTORY • Speed tests, checks, warm spells and low battery are saved to one searchable timeline WIDGETS, LIVE ACTIVITY AND SIRI • Small and medium Home Screen widgets are free; large and Lock Screen widgets come with Pro • A charging Live Activity and Dynamic Island (Pro) • A Control Center speed test button, and Siri: "Test network speed with RayStatus" or "How's my battery in RayStatus" HONEST ABOUT WHAT IOS ALLOWS iOS does not let third-party apps read the actual battery or processor temperature, Wi‑Fi signal strength, or charging wattage. RayStatus shows temperature only as a labelled estimate, and judges Wi‑Fi by latency, loss and speed instead. YOUR DATA STAYS ON YOUR DEVICE • No sign-up, no RayStatus account and no developer-operated server • Readings, history and imported battery data are stored on your iPhone • The app reaches a network test service only when you start a speed test or a network tool • The free tier includes ads; RayStatus Pro removes them RAYSTATUS PRO RayStatus Pro is available only as a monthly or yearly subscription. There is no lifetime purchase. An active subscription unlocks: • No ads • Unlimited history and CSV export • Battery decline curve and health trends • Unlimited AI Check with no ads • Large and Lock Screen widgets and the charging Live Activity Subscriptions renew automatically and can be managed or cancelled in your Apple Account. After cancellation, Pro remains active until the end of the current billing period. Current pricing is shown by the App Store purchase confirmation. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://israynotarray.dev/app/raystatus-privacy.html