Krumbs vs Lucia

Dinner with eight people, one receipt, and nobody wants to do the math. Krumbs handles it. Take a photo of the receipt and Krumbs pulls out every line with its quantity and price. Then you tap who had what: the wine between two of you, the dessert for one. Discounts land exactly where they belong. FOUR WAYS TO SPLIT Equally, by shares or weights, by exact amounts, or straight from the items on the receipt. Every expense gets split the way it actually happened. CLEAR BALANCES, FEWER PAYMENTS Krumbs works out who owes who and then simplifies it. Instead of six transfers going in circles, it tells you the two that settle everyone up. See balances inside each group and your running total with each person. WITH A GROUP OR WITHOUT ONE Create groups for the trip, the apartment or Friday dinner, each with its own name, emoji and color. For one-offs, log a single shared expense with a friend without setting up a group at all. RECURRING EXPENSES Rent, the gym membership, the subscription you share. Set it once and it repeats on its own, with the split you chose. START WITHOUT SIGNING UP Open the app and you can create a group, scan a receipt and add expenses right away. Save your account with Apple, Google or email whenever you want, so nothing is lost when you change phone. ALSO INSIDE - Invite links so friends join a group in one tap - Notifications when someone adds or edits an expense - Multiple currencies - Group activity timeline - Dark, fast, quiet design - No ads Krumbs doesn't process payments or move money. It keeps the count, so the settle-up between you is the right one.

Lucia logs your spending for you. Link Wallet once and every Apple Pay purchase is saved and sorted in the background. Cash, and anything paid another way, takes one tap. No subscription: pay once and Lucia is yours. No account, no ads, no trackers. Your data stays in your iCloud. Logs itself Purchases arrive in the right category, with an optional banner to confirm each one. Apple Pay purchases in another currency are converted to yours at the day's rate. You can also log with Siri, the Action Button, Back Tap, the Shortcuts app or a Home Screen widget. Where your money goes Log income and expenses in categories you can make your own, and see each month broken down by category. Note how you paid (credit card, debit card, cash or transfer) and see how much went through each. Where it comes from Income has its own page: what came in this month, from which sources, and how you received it. Spending limits Set a monthly limit for each category and get an alert at 80% and at 100%. Recurring and installments Add your subscriptions from over 100 services, each with its logo, and see what renews next and what you've paid this month. Bills and credit card installments go there too, repeating weekly, twice a month, monthly, every 3 or 6 months, or yearly. An installment plan can start on any day, each installment counts in its own month, and you always see what you still owe. Vaults Save in vaults for anything: a trip, an emergency fund, a new gadget. Each can have a goal and a date, and an interest rate if your bank pays one. Add money, withdraw it, or use it to pay for a purchase, and always see what's available and what's saved. Share a profile Share a profile through iCloud with the people you live or travel with. Everyone can add to it, each transaction shows who added it, and budgets and vaults stay in sync for all of you. Widgets See what's available, add a purchase in one tap, or check the charges due in the next 7 days, right from your Home Screen. Synced through your iCloud Your transactions, budgets and vaults appear on every device you use, and come back on their own after a reinstall or a new phone. Free to try Try Lucia for free, then unlock it for good with one purchase. Private by design Lucia keeps everything on your device and in your own private iCloud, where only you, and anyone you share a profile with, can reach it. There are no servers of ours and nothing for anyone to read, not even us. Made for iPhone, iPad and iPhone Duo Built natively for iOS and iPadOS, with Dark Mode, Dynamic Type and every screen size. Your money. Your iCloud.