SpendNote vs Expense Tracker & Money Log

Track expenses and income in seconds, plan monthly budgets, and understand where your money goes—without creating an account or connecting a bank. SpendNote is a private, offline-first expense tracker and budget planner. Your ledger stays on your device by default, with no ads and no third-party analytics SDKs. PRIVATE BY DEFAULT • No account required to start • No ads and no ad SDKs • No bank connection required • Your ledger stays on your device by default • No third-party analytics SDKs MADE FOR THE EVERYDAY • Fast amount entry for expenses and income • Useful default categories plus free custom categories • Monthly overview, budget progress, recent activity, search, and repeat bills • Notes, dates, local backup and restore • Recent CSV export in the free plan • Face ID protection when you want it UNDERSTAND WHAT CHANGED Use on-device insights, monthly review, and filtered reports to see category drivers, compare periods, and answer specific spending questions without uploading your ledger. SPENDNOTE PRO Pro adds advanced filtered reports, recurring-cost control, deeper trends, unlimited budgets, private Home Screen and Lock Screen widgets, and full-history or filtered CSV export. Widgets show simple budget status without exposing transaction details. SpendNote Pro is an auto-renewable subscription available monthly or yearly. Eligible new subscribers may receive a 7-day free trial. Prices, billing currency, tax, and trial availability are shown by Apple before purchase and can vary by storefront. Payment is charged to your Apple Account after a trial ends. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account subscription settings. Restore purchases is available in the app. SpendNote is a personal budgeting and bookkeeping aid, not a financial institution. It does not provide investment, tax, legal, loan, banking, or credit advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Expense Tracker is a fast, private, offline-first money manager and budget planner. Your data stays on your phone - no account, no cloud sync, no ads, and we never sell your data. Track daily expenses, manage income, and plan every rupee, dollar or euro with a personal finance app that works entirely offline. WHY YOU'LL LOVE IT - Add an expense in seconds - keypad, category, done. - 100% offline & private - your data never leaves your device. - Beautiful budgets, goals and insights that actually help you save. - Fair pricing. No forced subscriptions - Lifetime available. FREE FOREVER - Unlimited income, expense & transfer tracking - Budgets, spending insights & calendar view - Up to 2 accounts, 1 savings goal, 1 split group & 1 trip - Financial calculators (SIP / EMI / FD) - Local backup & JSON export PRO UNLOCKS - Unlimited accounts, goals, categories, loans & recurring bills - Group expenses with settle-up - 30-Day Predictive Cash-Flow Forecast & safe-spend cap - Financial Health Score (0-100) & emergency runway - Smart bank SMS & UPI paste-parser - 1-click reimbursement & tax claim reports (PDF) - Face ID / Touch ID & PIN app lock - Multi-currency Travel Mode (10 currencies) INVOICING & CLIENT LEDGER - Create estimates and convert to invoices in one tap - Track client balances, record payments, share PDF statements LOANS & EMI - Track home, car, personal, education & gold loans - EMI due-date reminders and outstanding balance at a glance PRICING Free to use. Pro is available as a monthly or yearly subscription (14-day free trial on yearly) or a one-time Lifetime purchase. Prices are shown in your local currency before you buy. PRIVACY Everything is stored locally on your device. See our privacy policy at expenseincomemanager.com/legal/privacy.html Support: support@expenseincomemanager.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/