Comparison

Cuentio vs Expense Tracker & Money Log

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cuentio

Features
Read full description

Where does your money go? Cuentio is an expense tracker with no bank linking: log each expense in two taps, or snap a photo of the receipt and AI records it for you in seconds. No bank credentials, no ads, and manual tracking is free with no limits. LOG EXPENSES IN TWO TAPS • Fast manual entry: amount, category, done. Unlimited expenses and income, free. • Unlimited accounts and categories, recurring expenses (rent, subscriptions) and home screen widgets so you can log without opening the app. SNAP A PHOTO OF THE RECEIPT • Scan a receipt and AI extracts the total, date, merchant and VAT. • You get a free monthly allowance of AI actions, with the counter always visible in the app. • The photo stays attached to the expense: your receipt archive, always at hand. SAY IT OR TYPE IT • "Coffee 3.50" spoken out loud or typed as is: AI turns it into a categorized expense. BUDGETS AND CLEAR REPORTS • Budgets per category with warnings before you overspend. • Monthly and category reports: see where your money goes at a glance. • Optional AI monthly summary that explains your month in plain language. SHARE HOUSEHOLD EXPENSES • Create a shared household and invite your partner with a code: every expense shows who logged it, with a balance per member. • Invited members don't pay anything. NO BANK LINKING, BY DESIGN • Cuentio never connects to your bank or asks for banking credentials. It's an expense tracker that works just as well with cards, cash or multiple currencies. • Logging expenses yourself makes you more aware of your spending: that's the point. YOUR DATA IS YOURS • Exporting to CSV, Excel or PDF is free, forever. No ransom for your own data. • Backup and sync across devices are included in the free plan. • Delete your account and take your data with you whenever you want. WHAT'S FREE AND WHAT'S PRO Free: unlimited manual tracking, accounts, categories, recurring expenses, budgets, reports, widgets, sync, backup, export and a monthly AI allowance. Cuentio Pro (monthly or yearly subscription): a larger AI allowance, AI monthly summaries, shared household for its creator, PDF export with receipt photos, automatic exchange rates and extra personalization. No weekly plan, and no ads on any plan. Cuentio is a money manager built for everyday spending: a daily expense tracker, a spending tracker for your monthly budget and a personal finance log in one simple app. If you want a budget app without bank linking, a receipt scanner that fills in the expense for you, and a money tracker your partner can share, download Cuentio and start today: logging your first expense takes less than a minute. https://www.lghdeveloper.com/en/terms https://www.lghdeveloper.com/en/privacy

About

Expense Tracker & Money Log

Features
Read full description

Expense Tracker is a fast, private, offline-first money manager and budget planner. Your data stays on your phone - no account, no cloud sync, no ads, and we never sell your data. Track daily expenses, manage income, and plan every rupee, dollar or euro with a personal finance app that works entirely offline. WHY YOU'LL LOVE IT - Add an expense in seconds - keypad, category, done. - 100% offline & private - your data never leaves your device. - Beautiful budgets, goals and insights that actually help you save. - Fair pricing. No forced subscriptions - Lifetime available. FREE FOREVER - Unlimited income, expense & transfer tracking - Budgets, spending insights & calendar view - Up to 2 accounts, 1 savings goal, 1 split group & 1 trip - Financial calculators (SIP / EMI / FD) - Local backup & JSON export PRO UNLOCKS - Unlimited accounts, goals, categories, loans & recurring bills - Group expenses with settle-up - 30-Day Predictive Cash-Flow Forecast & safe-spend cap - Financial Health Score (0-100) & emergency runway - Smart bank SMS & UPI paste-parser - 1-click reimbursement & tax claim reports (PDF) - Face ID / Touch ID & PIN app lock - Multi-currency Travel Mode (10 currencies) INVOICING & CLIENT LEDGER - Create estimates and convert to invoices in one tap - Track client balances, record payments, share PDF statements LOANS & EMI - Track home, car, personal, education & gold loans - EMI due-date reminders and outstanding balance at a glance PRICING Free to use. Pro is available as a monthly or yearly subscription (14-day free trial on yearly) or a one-time Lifetime purchase. Prices are shown in your local currency before you buy. PRIVACY Everything is stored locally on your device. See our privacy policy at expenseincomemanager.com/legal/privacy.html Support: support@expenseincomemanager.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cuentio4 screens
Expense Tracker & Money Log4 screens

Verdict

The call

The clearest difference is update cadence: Cuentio at every 6 days against Expense Tracker & Money Log's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cuentio sells 3 in-app purchases, starting at $4.99 per month and Expense Tracker & Money Log sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cuentio ships an update every 6 days, Expense Tracker & Money Log fortnightly. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard1 real difference · 5 level
Cuentio versus Expense Tracker & Money Log: the parameters behind the verdict, then further details
ParameterCuentioExpense Tracker & Money Log
PriceFreeFree
Update frequencyEvery 6 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.4
Further details — not scored
Size86 MB68 MB
Age rating4+4+
DeveloperLeandro GartnerGurjeet Singh

In-app purchases

3 purchases

Cuentio

Subscriptions3
  • Cuentio Pro Monthly$4.991 Month
  • Cuentio Pro Founder14 Days trial$22.991 Year
  • Cuentio Pro Yearly14 Days trial$29.991 Year
3 purchases

Expense Tracker & Money Log

Subscriptions2
  • Monthly Pro$0.991 Month
  • Annual Pro14 Days trial$1.991 Year
One-time1
  • Lifetime Unlimited$6.99

Questions

Is Cuentio free?
Cuentio is free to download, with in-app purchases available.
Is Expense Tracker & Money Log free?
Expense Tracker & Money Log is free to download, with in-app purchases available.
Do Cuentio or Expense Tracker & Money Log have ads?
Neither Cuentio nor Expense Tracker & Money Log shows ads.
Which is updated more often, Cuentio or Expense Tracker & Money Log?
Cuentio ships an update every 6 days, and Expense Tracker & Money Log fortnightly. Most recently, Cuentio was updated on October 31, 2026 and Expense Tracker & Money Log on November 6, 2026.

Other comparisons