Claimpath vs Plain 38

VA Claims Insider takes up to six times your monthly increase, capped at $15,000. Their own published example: a 0% to 30% increase means a $537 monthly benefit and a fee of about $3,222. Claimpath charges $19.99 a month and takes nothing from your back pay. 50 PLUS 30 IS NOT 80 VA combines ratings, it does not add them. Each rating applies to the part of you the previous ones left whole, and the total rounds to the nearest ten. That is 38 CFR §4.25, it is public, and Claimpath does it properly — including the bilateral factor — and shows every step. Most veterans are quoted this arithmetic as though it were proprietary. NO FEE, EVER, FOR AN INITIAL CLAIM Charging for initial VA claim preparation is against federal law and a crime in a growing list of states. Claimpath is not a claims agent, takes no percentage, and tells you plainly that an accredited Veterans Service Organisation will represent you for free. 47 DIAGNOSTIC CODES, WITH THE CRITERIA For each condition, the actual rating criteria at each percentage, so you can see what evidence the next tier requires rather than guessing. FILLED PDFS, NOT A CHECKLIST Claimpath fills the real forms — including 21-0966 to file an Intent to File and lock your effective date, which back-pays to the day you filed rather than the day the claim finished. That single form is worth about thirty seconds and almost nobody does it first. WHAT IT COSTS $19.99/month, or $119.99/year — $10.00/month. That includes 192 filings a month. Both of the well-known incumbents in this category have abandoned their iPhone apps. This one is current, offline for the arithmetic, and asks you for no percentage of anything. WHAT WE DON'T DO • No contingency fee, no success fee, no percentage of your back pay. • No credits, no coin packs, no consumables. • You are never charged for a request that fails. • No weekly subscription. Claimpath is not accredited to represent you before VA and does not claim to be. It does the maths, tracks the deadlines, and fills the forms you file yourself or hand to a VSO. One of 31 Lumen apps. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Plain 38 turns VA regulations into plain English. Search Title 38 of the Code of Federal Regulations and the VA's M21-1 manual, and get an answer you can actually read. Every answer shows the section it came from, and tells you whether that section is binding law or VA internal guidance. Those are different things, and the difference matters. DECODE YOUR DECISION LETTER Paste the text of a VA decision and get it explained issue by issue. What was granted, what was denied, and the reason given for each. VA terms get defined in one plain sentence. PLAIN-ENGLISH GUIDES Written explanations of the topics that come up most: TDIU, secondary conditions, migraine ratings, nexus letters, and the three appeal options. WHAT THIS IS NOT Plain 38 is an information tool. It explains what the regulations say. It is not legal advice, not a claims service, and not affiliated with the VA. It will not tell you what to file or predict how your claim will turn out. An accredited representative can help you with those decisions, and VSO representatives do it for free. PRIVACY We do not store your searches or the letters you paste. Letters are scrubbed of personal information before they are processed, and nothing is kept afterward. FREE TO USE Five searches and two letter explanations every week, free. Optional credit packs if you need more, $1.99 or $3.99, one time, no subscription. Every answer costs real money to produce. The packs cover that. Nobody pays for claims help here, and nobody should have to pay for it anywhere. Built by a veteran who went through the claim process and got tired of reading regulations written for lawyers.