Moniy vs GreyOSFin

People decide in just a few seconds whether to download an app. Moniy helps you take control of your finances with a clean, fast, and powerful budgeting experience. Track every expense, plan your budget, monitor subscriptions, manage debt, build savings goals, and grow your net worth—all in one place. Features Track Every Expense Know exactly where your money goes. • Expense tracking • Income tracking • Multiple accounts • Categories & tags • Notes • Search & filters Budget Smarter Create budgets that actually help you save. • Monthly budgets • Category budgets • Spending progress • Budget insights • Budget rollover Subscription Tracker Never forget another renewal. • Subscription reminders • Upcoming payments • Monthly subscription overview • Annual subscription cost • Renewal calendar Savings Goals Turn your goals into reality. • Saving goals • Progress tracking • Target dates • Contribution history • Goal completion Asset & Net Worth Tracker See your complete financial picture. Track: • Cash • Bank accounts • Credit cards • Investments • Crypto • Assets Watch your net worth grow over time. Debt Tracker Stay on top of every debt. • Loans • Credit cards • Debt progress • Remaining balance • Payment history Bills & Recurring Transactions Stay organized. • Recurring income • Recurring expenses • Bill reminders • Upcoming payments Powerful Insights Understand your spending habits. • Spending trends • Monthly reports • Category breakdown • Cash flow • Financial overview Beautiful Widgets Keep your finances on your Home Screen. • Budget widget • Spending widget • Savings widget • Subscription widget • Net worth widget Designed for Everyday Life • Fast & simple • Beautiful design • Private by default • Powerful yet easy to use • Works offline Take control of your money today with Moniy and make smarter financial decisions every day. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicy-principle-93b.notion.site/Privacy-Policy-for-Moniy-3b3d0a8e58cb80b39605fac3b6819607?pvs=73

GreyOSFin brings income, expenses, debts, investments and budgets together in one personal finance app. It never asks for bank connections or passwords; every entry stays on your own device. WHAT YOU CAN DO • Dashboard: net worth, monthly budget, debt payoff plan and savings rate at a glance • Income & expenses: categories, recurring transactions, budget limits • Accounts: cash, bank, credit card and foreign-currency accounts • Debts: loan and card installments with a payoff plan • Assets: stocks, funds, crypto and real estate with gain tracking • Reminders: a notification the day before and on the due date • Import/export: CSV and Excel statements, PDF reports • 34 currencies, English and Turkish SECURITY & PRIVACY • Your data stays on your device and is never sent to our servers • End-to-end encryption with your PIN, quick unlock with Face ID • Optional Google Drive backup to your account's hidden app folder • Restore your encrypted backup any time with the same PIN • No ads, no tracking GreyOSFin is not an investment advisory service; calculations are for information only. SUBSCRIPTION GreyOSFin Premium is a monthly auto-renewable subscription; new subscribers get a 14-day free trial. Payment is charged to your Apple ID account at confirmation of purchase (or at the end of the free trial, if any) and the subscription renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel it in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://greygroupe.com/privacy