I Solventa vs TimeCard

Take control of your money with one clear and private financial planner. I Solventa brings budgets, loans, deposits, and savings goals together so you can make informed decisions with confidence. UNDERSTAND YOUR MONTH Add your income, expenses, and current savings. See your free cash flow and a suggested safe loan payment limit. COMPARE LOANS Save multiple loan offers and compare monthly payments, total repayment, and overpayment. Each offer is marked affordable or risky based on your budget. ESTIMATE DEPOSIT RETURNS Calculate the projected final amount and profit with or without monthly capitalization, then quickly identify the strongest option. PLAN FINANCIAL GOALS Create a wishlist for future purchases, enter a target amount and term, and see how much you should save each month. I Solventa provides a practical strategy based on your available savings. MADE FOR YOUR REGION Choose English or Spanish and work with USD, EUR, COP, PEN, or MXN. Your financial information is stored locally on your device. Calculations are estimates for planning purposes and do not constitute financial advice, a credit decision, or a bank offer.

Log a shift in three taps and see exactly what it pays. TimeCard is a timesheet for people paid by the hour. It opens on the pay period you are in right now — weekly, bi-weekly, or monthly — with every day's hours on a calendar and the period's gross pay across the top. No account, no sign-up, no sync. CLOCK IN, CLOCK OUT • Tap + to add a shift: in, out, break. Overnight shifts are handled. • Several shifts in one day, each with its own break. • Overlapping entries are caught before you can save them. • Optional punch rounding — 5, 6, 10 or 15 minutes. OVERTIME THAT MATCHES YOUR RULES • Daily, weekly, both, or off. • Your thresholds (8h a day, 40h a week — or whatever your employer uses) and your multiplier (1.5×, 2×). • Overtime is resolved across the whole pay period, so a week that spills into the next month still counts correctly. • Every shift shows which of its hours were overtime and what they earned. PAY CODES FOR THE WHOLE TIMESHEET Not every hour is a worked hour. Add codes for vacation, sick days, holidays, unpaid leave or premium overtime — each with its own colour, badge and rate. Paid time off never eats into an overtime threshold. HOLIDAYS FOR YOUR STATE OR PROVINCE Built-in holiday calendars for all 50 US states and DC, and for every Canadian province and territory — federal days plus the local ones. SEE WHERE THE MONEY WENT The Stats tab breaks out a pay cycle, a month or a whole year: regular, overtime and total hours, days worked, regular pay, overtime pay and gross — over a chart of hours per pay code. EXPORT TO EXCEL — FREE Send any pay cycle, month or year as an .xlsx workbook: a Summary sheet, a row per day, and a row per entry. Hours and money are real numbers with number formats, so you can total, sort and pivot them. Hand it to payroll or keep it for your own records. Export is not a paid feature. BUILT FOR HOURLY WORK Nurses, servers, drivers, tradespeople, retail and warehouse staff, contractors, caregivers, and anyone working two jobs — anyone who wants to know the paycheck is right before it arrives. PRIVATE BY DEFAULT No account. No login. No cloud. Your hours are stored on your device and none of them are uploaded. The app works in airplane mode. ALSO • US and Canadian dollars. • English, Spanish, Simplified Chinese. • Light, dark, or follow the system. • 12- or 24-hour time; 1 to 3 decimal places. • Week starts Sunday or Monday. FREE AND PRO The app is free, with one small banner on two screens. Pro removes every ad and unlocks pay codes of your own: $0.99 a week, $1.99 a month, $5.99 a year, or $9.99 once for lifetime. Everything else — unlimited shifts, overtime rules, holidays, stats and Excel export — is free. Hours logged while subscribed keep paying out if the subscription lapses. Weekly, Monthly and Yearly are auto-renewable subscriptions. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless it is turned off at least 24 hours before the end of the current period; the account is charged for renewal within 24 hours before the period ends. Manage or cancel in Settings › Apple Account › Subscriptions. Lifetime is a one-time purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://only4study.com/apps/privacy