Budget Planner vs FinanceXE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner
Manage your finances without linking bank accounts. Track credit cards, build debt payoff plans, set budgets, and monitor goals. All your financial data is stored locally for privacy.
- Track credit cards and purchases
- Build debt payoff plans (snowball/avalanche)
- Set category budgets and track spending
- Monitor financial goals and net worth
- Private, local data storage
- Biometric access protection
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Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
FinanceXE
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Manage household spending on your own or with your family. FinanceXE brings expenses, income, cards and accounts together, shows where your money is going and reminds you before bills are due. LOG IN SECONDS • Say "Hey Siri, add an expense in FinanceXE" and tell it what you spent: "I spent 50 dollars on food at Joe's restaurant". The form opens already filled in — just check and save. • Snap a photo of the receipt: amount, date and store are read on your device, and the photo is thrown away. • Home Screen and Lock Screen widgets take you straight to a new entry with one tap. • Works offline: everything is saved instantly and syncs when you're back online. UNDERSTAND YOUR MONEY • Dashboard with charts: where the money went by category, cost center, account, card, tag and family member. • Income vs. expenses over the last 6 months and your spending pace compared with last month. • Monthly highlights: daily average, biggest expense and the fastest-growing category. • Balance forecast with everything still coming in and going out. CARDS, INSTALLMENTS AND RECURRING BILLS • Credit card installments with the right due date for each statement. • Recurring bills and income (monthly, weekly, yearly and more), with "this and following" editing. • The next statement of every card, always in sight. • Bank accounts with their real balance and transfers between them. BUDGETS AND REMINDERS • Set limits by category, card, account or payment method and get a heads-up when an expense gets close to or goes over the limit. • Due date reminders for card statements and bills, on the day or a few days before. YOUR WAY • Categories and subcategories (Food › Restaurants), cost centers and free tags like #trip or #renovation. • Credit, debit, PIX, cash and meal vouchers. • Monthly PDF report and full export to Excel. • In English, Portuguese and Spanish. WITH YOUR FAMILY • Create a family and invite people with a code. Everyone keeps their own login. • See the numbers for the whole household or for each person. PRIVACY • No selling of your data. • Receipt photos never leave your iPhone. • Your data is protected and visible only to you and the people you invite. • Sign in with Apple, Google or email, and delete your account anytime, right in the app. FINANCEXE PREMIUM Every new account gets 7 days of free Premium, no card needed. After that, subscribe to keep sync across devices, family, Siri and receipt scanning, financial alerts, tags and advanced breakdowns, and unlimited reports. • Premium Monthly: R$ 9.90 per month • Premium Yearly: R$ 69.90 per year Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://financexe.com.br/privacy-en
Screenshots
Verdict
The clearest difference is in-app purchases: FinanceXE at none against Budget Planner's 3. FinanceXE also leads on update cadence (daily vs every 5 days) and iOS requirement (15.0 vs 17.0). Budget Planner's advantage is ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner sells 3 in-app purchases, starting at $2.99 per month. FinanceXE asks for nothing beyond the download.
Budget Planner ships an update every 5 days, FinanceXE daily. The most recent releases landed on November 2, 2026 and October 29, 2026 respectively.
| Parameter | Budget Planner | FinanceXE |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 days | Daily — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 81 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | JUAN CONRADO A DE LAROSA | Pablo Rodrigo Alves da Silva |
In-app purchases
Budget Planner
- Ctrl Xpenses Pro Monthly$2.991 Month
- Ctrl Xpenses Pro Annual7 Days trial$16.991 Year
- Ctrl Xpenses Pro Lifetime$49.99
FinanceXE
No in-app purchases









