Comparison

CardCycle vs Profio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardCycle

This app helps you manage credit card annual fees by tracking fee cycles, waiver rules, and spending goals. It allows you to log transactions and filter cards by various criteria. Data syncs privately across devices.

Highlights
  • Track annual fees and cycle dates
  • Manage waiver rules
  • Monitor spending goals
  • Log transactions quickly
  • Filter cards by bank and status
  • Cross-device data sync
  • Customizable appearance
Features
Read full description

CardCycle is a simple tracker for credit card annual fee cycles. • Record annual fees, currencies, cycle dates, and waiver rules • Track spending-count, spending-amount, or combined goals • Quickly log transaction counts and spending amounts • Support lifetime-free, non-waivable, and manually completed cards • Filter cards by bank, status, and progress • Sync your data across devices with the private iCloud database for your Apple Account • Choose Chinese or English, plus Light, Dark, or Auto appearance CardCycle does not connect to banks or process card payments, and it never asks for a full card number. You only enter the information needed to manage your card fee cycles.

About

Profio

Features
Read full description

Profio is a simple ledger for small business owners, freelancers, and the self-employed. Track sales, expenses, and real profit with no account and no spreadsheets. • Log sales and expenses in seconds, in any currency • Track payments: paid, partial, pending, or canceled • Recurring entries and installments, added automatically • Monthly dashboard with estimated profit • PDF and CSV reports, plus an annual summary • Customer balances and payment reminders by WhatsApp, SMS, or email • NEW: Sales spots show the profit of each market, event, or shop • NEW: iCloud sync between iPhone and iPad, with no login • Scan receipts and keep proofs with every record • Product catalog with stock and low-stock alerts • On-device AI assistant (on supported devices) • Home Screen and Lock Screen widgets, plus Siri Shortcuts • No tracking, and a backup file you can export anytime FREE & PRO Free: up to 40 records every 30 days and 10 active customers. Viewing, exporting, and backups are always free. Pro unlocks unlimited records and customers, all message templates, professional reports, profit by spot, recurring entries, stock, widgets, and the AI assistant. Quarterly and annual plans start with a 7-day free trial for new subscribers. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. Privacy Policy: https://apps.husofttech.com/profio/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://apps.husofttech.com/support Download Profio and take control of your business finances.

Screenshots

CardCycle4 screens
Profio4 screens

Verdict

The call

The clearest difference is in-app purchases: CardCycle at none against Profio's 3. CardCycle also leads on iOS requirement (17.0 vs 26.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Profio sells 3 in-app purchases, starting at $4.99 per month. CardCycle asks for nothing beyond the download.

UpkeepUpdate frequency

CardCycle ships an update every 4 weeks, Profio every 2 months. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
CardCycle versus Profio: the parameters behind the verdict, then further details
ParameterCardCycleProfio
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better26.6
Further details — not scored
Size3 MB15 MB
Age rating4++4
Developer凡 王Huseyin Bicen

In-app purchases

None

CardCycle

No in-app purchases

3 purchases

Profio

Subscriptions3
  • Profio Pro Monthly$4.991 Month
  • Profio Pro Quarterly7 Days trial$12.993 Months
  • Profio Pro Annual$39.991 Year

Questions

Is CardCycle free?
CardCycle is free to download, with no in-app purchases.
Is Profio free?
Profio is free to download, with in-app purchases available.
Do CardCycle or Profio have ads?
Neither CardCycle nor Profio shows ads.
Which is updated more often, CardCycle or Profio?
CardCycle ships an update every 4 weeks, and Profio every 2 months. Most recently, CardCycle was updated on October 24, 2026 and Profio on October 25, 2026.

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