Moneta vs Lucia

Moneta helps you track your income and expenses simply, visually, and in your language. Log every transaction in seconds, organize it with custom categories, and see exactly where your money goes each month. KEY FEATURES • Quick income and expense entry, with notes and custom categories • Customizable categories: pick an icon, color, and type • Balance summary by period (day, month, year) • Transaction history grouped by date, with per-category search • Automated recurring expenses • Choose your preferred currency and format • Light and dark theme • Available in English, Spanish, French, German, Italian, and Portuguese • Secure sign-in with Google, Apple, or email, plus biometric lock MONETA PLUS Upgrade to Plus to remove ads and unlock the category breakdown chart, showing you at a glance where your money is concentrated. PRIVACY Your data is yours. Moneta doesn't connect to your bank accounts — you decide what to log and when. Start saving with purpose today. Terms of Use: https://moneta.vixapps.com/legal.html?lang=en

Lucia logs your spending for you. Link Wallet once and every Apple Pay purchase is saved and sorted in the background. Cash, and anything paid another way, takes one tap. No subscription: pay once and Lucia is yours. No account, no ads, no trackers. Your data stays in your iCloud. Logs itself Purchases arrive in the right category, with an optional banner to confirm each one. Apple Pay purchases in another currency are converted to yours at the day's rate. You can also log with Siri, the Action Button, Back Tap, the Shortcuts app or a Home Screen widget. Where your money goes Log income and expenses in categories you can make your own, and see each month broken down by category. Note how you paid (credit card, debit card, cash or transfer) and see how much went through each. Where it comes from Income has its own page: what came in this month, from which sources, and how you received it. Spending limits Set a monthly limit for each category and get an alert at 80% and at 100%. Recurring and installments Add your subscriptions from over 100 services, each with its logo, and see what renews next and what you've paid this month. Bills and credit card installments go there too, repeating weekly, twice a month, monthly, every 3 or 6 months, or yearly. An installment plan can start on any day, each installment counts in its own month, and you always see what you still owe. Vaults Save in vaults for anything: a trip, an emergency fund, a new gadget. Each can have a goal and a date, and an interest rate if your bank pays one. Add money, withdraw it, or use it to pay for a purchase, and always see what's available and what's saved. Share a profile Share a profile through iCloud with the people you live or travel with. Everyone can add to it, each transaction shows who added it, and budgets and vaults stay in sync for all of you. Widgets See what's available, add a purchase in one tap, or check the charges due in the next 7 days, right from your Home Screen. Synced through your iCloud Your transactions, budgets and vaults appear on every device you use, and come back on their own after a reinstall or a new phone. Free to try Try Lucia for free, then unlock it for good with one purchase. Private by design Lucia keeps everything on your device and in your own private iCloud, where only you, and anyone you share a profile with, can reach it. There are no servers of ours and nothing for anyone to read, not even us. Made for iPhone, iPad and iPhone Duo Built natively for iOS and iPadOS, with Dark Mode, Dynamic Type and every screen size. Your money. Your iCloud.