Comparison

LedgerLance vs 1099Tracks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LedgerLance

Features
Read full description

LedgerLance is a private, on-device record book for self-employed people -- freelancers, gig workers, and independent contractors who get 1099s instead of paychecks. Keep clean records all year: • Log income as it arrives and expenses as they happen • Scan paper receipts with your camera -- LedgerLance reads the amount, date and merchant on-device and suggests them; you review and confirm every entry • Track mileage trips with your own per-mile rate • See a quarterly set-aside target based on a percentage you choose yourself • Get reminders ahead of common quarterly dates • Lock the app with Face ID Your data stays on your phone. No account, no cloud, no analytics, no ads. Export everything as JSON anytime, for free -- your records are never held hostage. LedgerLance is a record-keeping tool, not tax, legal, or accounting advice. It does not calculate taxes. Verify all figures with a qualified tax professional. LedgerLance Plus is an auto-renewing subscription that unlocks the app: unlimited income, expense and mileage entries, plus CSV export and a CPA-ready PDF packet of your records. A free trial is offered on the annual plan. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period; manage or cancel anytime in your Apple Account settings. Current prices and terms are shown in the app before you buy. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://quantrolix.ai/privacy#sololedger

About

1099Tracks

This app simplifies tax tracking for self-employed individuals by automatically logging mileage and connecting to bank accounts for expense categorization. It provides AI-powered insights and generates IRS Schedule C forms, streamlining tax preparation.

Highlights
  • Automatic mileage tracking
  • Bank-connected expense tracking with AI categorization
  • Quarterly estimated-tax calculation
  • AI chat for financial data queries
  • Exportable IRS Schedule C and Excel workbook
Features
Read full description

1099Tracks is the tax-tracking app built for self-employed people who file a Schedule C: realtors, contractors, freelancers, gig workers, consultants and small-business owners. Most tax apps make you do the work twice: once to track expenses, once to categorize them at tax time. 1099Tracks does it once, as you go. WHY 1099TRACKS - Automatic mileage tracking. No more forgetting to hit "Start Trip." Drives are detected automatically, and recurring routes (home → office, home → showings) can be classified with one tap. - Bank-connected expense tracking through Plaid. Your card and bank transactions flow in automatically, and AI suggests the IRS Schedule C line for each one — not just "business" or "personal," but the specific tax lines your CPA cares about. You review and confirm. - A quarterly estimated-tax number from your own data. Self-employment tax plus a federal estimate, computed from your categorized transactions, with the assumptions shown. - AI chat that knows your data. Ask "how much have I spent on supplies this year?" or "what's my Q3 net business income?" and get an answer grounded in your own numbers. - Export a filled IRS Schedule C — the official form, tax years 2022 through 2025 — plus a CPA-ready Excel workbook that maps every business expense to its form and line. WHO IT'S FOR - Realtors with 1099-NEC income - Independent contractors, freelancers and gig workers - Consultants and small-business owners without a bookkeeper - Anyone tired of scrambling for receipts at tax time WHAT MAKES IT DIFFERENT Most mileage apps only do mileage. Most tax apps only touch your data once a year. 1099Tracks connects the whole loop: your drives, your bank feed, your quarterly estimate and your year-end filing package. All in one place, always up to date, no spreadsheet. PRIVACY & CONTROL - Your financial data is never sold and never shared with advertisers. - Bank connections are handled by Plaid — we never see your bank credentials. - Export your data (year-end tax package, CSVs) or delete your account and all its data at any time. 1099Tracks is not a tax preparer and does not give tax advice. FREE TIER Try 1099Tracks free with one connected bank, 7 days of transaction history, manual mileage and AI chat (5 questions a day, 12 a week). Premium adds 5 connected banks (more for $1/month each), up to 2 years of history, automatic mileage, 2 extra phone lines and 20 AI questions a day (50 a week). SUBSCRIPTION TERMS 1099Tracks Premium: $14.99/month or $119.99/year (four months free vs. monthly). Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. Terms of Service: https://1099tracks.com/terms Privacy Policy: https://1099tracks.com/privacy Support: help@1099tracks.com

Screenshots

LedgerLance4 screens
1099Tracks4 screens

Verdict

The call

The clearest difference is update cadence: 1099Tracks at every 4 days against LedgerLance's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LedgerLance sells 2 in-app purchases, starting at $4.99 per month and 1099Tracks sells 10 in-app purchases, starting at $5.00 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

LedgerLance ships an update every 6 weeks, 1099Tracks every 4 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
LedgerLance versus 1099Tracks: the parameters behind the verdict, then further details
ParameterLedgerLance1099Tracks
PriceFreeFree
Rating—5.0 (3 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.6 — better
Further details — not scored
Size1 MB14 MB
Age rating4+4+
DeveloperDustin Newcomb1099 Tracks LLC

In-app purchases

2 purchases

LedgerLance

Subscriptions2
  • SoloLedger Plus Monthly$4.991 Month
  • SoloLedger Plus Annual7 Days trial$29.991 Year
10 purchases

1099Tracks

Subscriptions9
  • 5 Extra Bank Connections$5.001 Month
  • 6 Extra Bank Connections$6.001 Month
  • 7 Extra Bank Connections$7.001 Month
Show 6 more
  • 9 Extra Bank Connections$9.001 Month
  • 11 Extra Bank Connections$11.001 Month
  • 12 Extra Bank Connections$12.001 Month
  • 13 Extra Bank Connections$13.001 Month
  • 14 Extra Bank Connections$14.001 Month
  • 15 Extra Bank Connections$15.001 Month
One-time1
  • 25 Chat Questions$2.99

Questions

Is LedgerLance free?
LedgerLance is free to download, with in-app purchases available.
Is 1099Tracks free?
1099Tracks is free to download, with in-app purchases available.
Do LedgerLance or 1099Tracks have ads?
Neither LedgerLance nor 1099Tracks shows ads.
Which is updated more often, LedgerLance or 1099Tracks?
LedgerLance ships an update every 6 weeks, and 1099Tracks every 4 days. Most recently, LedgerLance was updated on October 25, 2026 and 1099Tracks on October 24, 2026.

Other comparisons