Payoff Dots vs Savebar

Payoff Dots makes paying down debt feel visible and achievable. Add your balances, record updates, and watch each payment fill your payoff dots. The dashboard brings every active debt together while individual pages show exactly how far each balance has moved. FEATURES • Visual payoff dots for every debt • $100 dots for balances up to $25,000 and $1,000 dots above that • Overall and individual progress tracking • Quick balance check-ins • Archive completed or paused debts without deleting them • Discreet widgets that never show dollar amounts • Small, medium, and large widget layouts • Light and dark appearances designed for iPhone and iPad • Private iCloud sync across iPhone and iPad • No separate Payoff Dots account required FREE AND PRO The free version supports up to two active debts. Payoff Dots Pro is a one-time purchase that unlocks unlimited active debts. There is no subscription and no advertising. PRIVACY Your debt information is stored on your devices and in your private iCloud database for syncing. Waypoint Labs LLC does not operate a separate debt-data server. Payoff Dots does not include advertising, third-party analytics, or tracking. Payoff Dots is a tracking tool and does not provide financial, lending, tax, or investment advice.

Savebar puts your savings progress where you'll see it every day — on your Home Screen and Lock Screen. Set aside some money, tap an amount button like +$10 on the widget, and watch the bar move. No bank connection, no account, no subscription. You add what you've saved yourself; your goals and amounts stay on your iPhone. FREE • Small widget: one goal, its progress bar and percentage, and a button that adds your set amount without opening the app • Add a photo of what you're saving for — the Small widget shows it big • Paste a product link and the photo and name fill in for you • Save something from a shop page in Safari — or with the Share button — as a goal, with its photo, name and price • One goal — name, target amount and optional date • In the app, type any amount or tap one you use often • Every deposit is kept in a history you can edit or delete • With a date: how many days are left and how much to set aside per day • Your device's currency by default, changeable in Settings • A different currency for each goal • No ads SAVEBAR PRO — one-time purchase, no subscription • Unlimited goals: save for several things at once • Medium and Large widgets: several goals at once, with days left and per-day amounts, and up to two amount buttons for each • Lock Screen widgets: a ring with your percentage, what's left to go, and a one-line view • Apple Watch: add to a goal from your wrist with the same amount buttons, plus watch face complications PRIVATE BY DESIGN • Amounts, goal names and photos are never sent to us. Only when you enter a product link does the app load that store page directly. Anonymous usage events (like "a widget + was tapped") help improve the app; you can turn them off in Settings.