TradaVN vs Mofi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TradaVN
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Trada is your trà đá stall in your pocket: pull up a chair, jot a few lines, get on with your day. One account, several small apps, and more still brewing. SPENDING & BUDGETS Jot an expense into the cashbook in 3 seconds. Its own đồng keypad — big digits, no decimal key, because the đồng has no small change. The whole month fits in one glass. Your budget is how much the glass holds, every expense pours in a little more, and going over spills it. You can see where you stand without reading a number. A debt book — who owes you, who you owe, names and all. Shared jars — a common pot with family or friends, where everyone sees what goes in and what comes out. Group budgets, a spending calendar, monthly reports, and categories your way: add your own, hide the defaults, change icons, and reorder them into the order you jot in. INVESTING & ASSETS The asset shelf — crypto, stocks and gold on one glass shelf. Prices refresh each time you open it, with an intraday chart. Every holding is a jar on the shelf, and how wide the jar sits is how much of the shelf it takes — you can see where you're heavy without reading a table. A trade ledger that records every buy and sell, with profit and loss worked out for you. CLUBS A class fund, a football team's kitty, a reunion pot - open a club, set each round's amount, and the ring shows who has chipped in and who still owes. No chasing anyone. The treasurer writes the fund's own income and spending into the books, and every member can see which rounds they've paid. Share a period's report with a link - the person you send it to doesn't need the app. LUNAR CALENDAR A sheet for every morning, torn off the way the block calendar on the stall's pillar is. The solar day large, the lunar date and the can chi beneath it, and whether the day is hoàng đạo or hắc đạo — said in words, not left to a coloured dot. The day's six lucky hours, with the one you are in right now already marked. The whole month on a page: lunar dates under solar ones, rằm and mùng 1, and the festivals called by name. Convert either way, leap months included — the thing most likely to go wrong when you are looking up a giỗ. Find a good day for a wedding, an opening, breaking ground, a journey, a house move or signing something. Every day it offers says why it qualifies instead of asking to be believed. Save your date of birth in Settings and the days that clash with your sign drop out on their own. It works with no signal too, and nothing advertises at you in the middle of it. IT STILL WORKS WITH NO SIGNAL In a lift, in a basement car park, on the metro - the cashbook still opens, you can still jot, this month and last month are still there, and clubs you've opened still read. What you write waits on the phone and sends itself the moment you're back online. Force-quit the app and nothing is lost. MADE YOURS Light or dark. Vietnamese or English. Your timezone, your currency. Choose which apps sit on your home screen. Notifications only when something actually needs you: someone asking you to confirm a debt, an invitation to a shared jar, a club opening a new round, or a contribution waiting for you to confirm it. You choose which apps may notify you, and how. PLAINLY SAID Trada shows no ads today. Trada does not sell what you write down. Deleting your account is something you do yourself, in Settings, without asking anyone. Free to start. Privacy policy: https://tradavn.net/legal/privacy Terms of use: https://tradavn.net/legal/terms
Mofi
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Mofi – The Smart Financial Management & Fund Allocation App Designed Just for You! Do you ever find yourself flush with cash at the start of the month, only to wonder where it all went by the end? Have you tried various expense-tracking apps but found them too cumbersome, or worried about sensitive financial data being uploaded to a server? Mofi was created to solve these issues once and for all, guided by the philosophy: "Simple – Accurate – Absolute Security on your device (Local-First)." KEY FEATURES OF MOFI: 1. BUDGET ALLOCATION ACROSS 3 STANDARD CATEGORIES Forget complex spreadsheets; Mofi helps you clearly allocate your income at the start of the month: • Savings & Emergency Fund: Commit to setting aside money for the future before spending. • Fixed Expenses Fund: Rent, utilities, internet, tuition, loan installments, etc.—ensuring you never miss a payment. • Daily Spending Fund: Dining, coffee, shopping, entertainment, etc.—with specific limits and suggestions on the maximum daily spend to avoid running out of money. 2. AUTOMATIC FUND REPLENISHMENT & FLEXIBLE BUDGET ADJUSTMENT Life is full of surprises. When your Dining or Shopping funds go over budget, Mofi offers practical solutions: • One-tap "Replenish from another fund" button: Automatically calculates the deficit and suggests covering the amount using your Emergency Fund or other funds with a surplus. • Smart Fund Transfers: Move funds between categories without distorting your overall monthly cash flow picture. 3. MOFI: YOUR AI ASSISTANT & DAILY COMPANION A friendly, adorable virtual assistant right in your pocket: • Quick insights: Ask questions like "What did I spend today?", "How much is left in my funds?", or "Which category has the highest spending?". • Smart overspending alerts: Timely reminders when a fund approaches a critical limit. • Quick expense logging via conversation: Select a category and save the amount instantly in just a few seconds. 4. VISUAL REPORTS & INDEPENDENT TRACKING • Financial Overview card: Clearly view total income, total expenses, and remaining available funds. • Dedicated tabs for each budget: Easily review the details of every transaction within a specific fund. • Top spending category statistics: Identify your biggest expenses for the month to help optimize your financial habits. 5. SMART PLAN DUPLICATION With just one tap at the start of a new month, you can replicate your successful plan from the previous month—no need to re-enter data from scratch. Payment statuses are automatically reset, ready for the new cycle. 6. ABSOLUTE SECURITY – 100% LOCAL-FIRST • Your data belongs to you: All income and expense records are stored offline in an SQLite database directly on your iPhone. • No ads, no tracking, and no data transmission to external servers. • Convenient JSON backup export & import: Easily store or transfer your data when switching to a new device. Let Mofi help you master your finances, save with confidence, and enjoy a worry-free life every day! Download Mofi today – Start your journey toward financial freedom!
Screenshots
Verdict
The clearest difference is update cadence: Mofi at every 10 days against TradaVN's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TradaVN ships an update every 3 weeks, Mofi every 10 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.
| Parameter | TradaVN | Mofi |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.4 | 15.1 — better |
| Further details — not scored | ||
| Size | 8 MB | 30 MB |
| Age rating | 17+ | 4+ |
| Developer | Vinh Tuan Nguyen | Thuan Tan |
In-app purchases
TradaVN
No in-app purchases
Mofi
No in-app purchases








