KeepBudget vs BudgetingBuddi

KeepBudget is a free budget planner and expense tracker that shows exactly where your money goes. Add an expense in seconds, watch your budgets update live, and keep every wallet, bill and savings goal in one calm place — no spreadsheets, no bank logins, no ads. BUDGET PLANNER THAT KEEPS UP • Set a budget for any category, wallet or tag — weekly, monthly, quarterly or yearly • See what's left in real time; the bar turns red the moment you cross the line • Spending in any currency converts into your budget's currency automatically EXPENSE TRACKER BUILT FOR SPEED • Log a transaction in seconds with nested categories, custom icons and tags • Snap a receipt or paste a bank SMS — AI fills in the amount, date and category for you to confirm • Transfers between wallets handled properly, with the exchange rate recorded • Instant search, powerful filters, four view modes and bulk edit NEVER MISS A BILL • Rent, salary, subscriptions — add each recurring payment once and it posts itself on schedule • One clear list of everything that repeats, so no subscription drains you quietly • Reminders before money leaves your account MULTIPLE WALLETS, EVERY CURRENCY • Cash, cards, bank accounts, crypto — each wallet keeps its own balance in its real currency • 160+ currencies with live exchange rates • One net worth total, converted at today's rates, with the original amounts kept intact • Shared wallets: invite your partner and run the household from the same live numbers SEE THE WHOLE PICTURE • A dashboard that answers "where did it go?" at a glance • Net worth, cashflow, savings rate and daily spend, always up to date • Interactive reports by category, tag, wallet or time period REACH YOUR GOALS • Savings goals track the live balance of the wallets you link — no manual updates • Income targets: set what you want to earn this month and watch it fill in green YOUR DATA, YOUR WAY • Import history from CSV or Excel; export everything whenever you like • Syncs securely across your devices and the web app • Sign in with Apple, Google or an email link — no password to remember • No ads. No tracking. No bank credentials. Your finances are nobody's business but yours. START FREE The free plan is a real plan, not a trial — unlimited transactions and one of everything. KEEPBUDGET PRO Upgrade to Pro with a monthly or annual subscription to unlock everything KeepBudget has to offer. Payment is charged to your Apple ID account, and subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://keepbudget.com/terms Privacy Policy: https://keepbudget.com/privacy

Budgeting that works the way you actually think about money. Set one budget amount at whatever scale makes sense to you — $600 a month, $40 a day, $7,200 a year — and every other scale is derived from it. Switch between day, week, month, and year, and every figure on screen follows. OVERVIEW What you've spent against what you planned, for the period you're looking at. Every category gets a meter, a remaining figure, and a plain status: on track, close to budget, or over. CALENDAR A month of daily spending as a heatmap. Darker days are heavier days. Tap any day to read its figure — and every number is listed in plain text beneath the grid, so the colour is never the only thing carrying the value. TRENDS Spending across recent periods, your biggest movers period over period, and outlier detection that flags a category when it drifts more than two standard deviations from its own recent history. It tells you the sample size behind each call, so you know how much to trust it. ONE-OFF EXCEPTIONS December groceries aren't September groceries. Set a different amount for a single period and the weeks and days inside it scale to match. YOUR CATEGORIES, YOUR NUMBERS The app starts with an empty list. It never invents categories, never guesses at what you spent, and never asks to connect to your bank. PRIVATE BY DESIGN There is no account to create and no server of ours to sign in to. Your budget lives on your device and syncs through your own private iCloud, keyed to the Apple ID you already use. No ads, no trackers, no third-party analytics. The app makes no network requests of its own and works fully offline. Built for iPhone and iPad.