Utility Bill Audit vs PocketPlan AI

BillMeter recomputes every utility bill from your actual tariff and tells you, to the cent, whether the number your provider printed is right. Most apps multiply your usage by a rate you typed in and call it an estimate. BillMeter models the real thing: tiered rates, time of use windows, standing charges, seasonal riders and taxes. WHAT YOU GET - Bill auditing that compares the printed total against a full recomputation, line by line - Clear verdicts on every bill, with the formula behind each number shown on tap - Six driver breakdown that separates price changes from weather from actual behaviour - Weather normalisation using local climate data, so a cold month is not mistaken for waste - Tiered and time of use rate modelling for electricity, gas and water - Forecasts for your next bill, based on your own history rather than a generic average - Anomaly detection that flags a bill before you pay it TRACK EVERYTHING IN ONE PLACE - Electricity, gas, water, sewer, internet, trash and any other recurring service - Multiple properties, useful for landlords and second homes - Meter readings with automatic usage calculation - Photo capture of paper bills, filed for later - Import your utility interval data to see exactly when you use power UNDERSTAND YOUR SPEND - Daily spend heat map across the year - Cost per day, per unit, per person and per square foot - Year on year and month on month comparisons - Split bills between housemates and settle up - Budget targets with a daily allowance that updates as you go BUILT THE RIGHT WAY - No ads anywhere in the app, ever - No account required and no sign up - Your bills stay on your device. There is no cloud and no server - No analytics and no tracking of any kind - Works fully offline - Designed for iPhone and iPad WHY IT MATTERS Utility billing is complicated by design. Tiered rates, seasonal adjustments and rate riders make it almost impossible to tell whether a bill is correct by looking at it. Errors happen, and they are rarely in your favour. BillMeter does the arithmetic your provider assumes you will never do. Every figure the app shows can be tapped to reveal the exact formula with your own numbers substituted in. Nothing is a black box. AI ASSISTANCE Optional AI features can read a photographed bill and explain a month in plain language. When you use them, the text is sent for processing and is never stored. Everything else works entirely offline. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

PocketPlan AI helps you plan each paycheck, track bills, and understand what’s left to spend—all in one simple budget app built for real life. “What can I safely spend without putting my bills and goals at risk?” Get a clearer picture with a Safe-to-Spend estimate based on the financial information you enter. BUDGET YOUR WAY • Track income, expenses, recurring bills, and starting balances. • Organize spending by category. • Plan around upcoming bills and paydays. • Get AI-powered insights to better understand your budget. • Add expenses using voice-to-text. START WITHOUT AN ACCOUNT Start personal budgeting without creating an account. Create an account or sign in whenever you’re ready—your guest budget and expenses stay with you. A FREE PLAN FOR EVERYDAY BUDGETING Track up to five recurring bills on the free plan. Create a free account to access up to three affordability checks each month and see how a potential purchase could affect your budget. PLAN TOGETHER With an eligible Family subscription, share a household budget and coordinate everyday finances. Household sharing requires an account. CHOOSE WHAT FITS Start free, with optional Single and Family subscriptions available for additional features. Available plans, prices, and trial details are shown before you subscribe. Make everyday money decisions with a clearer view of your bills, spending, and goals. Safe-to-Spend estimates and AI insights depend on the information you provide and are for informational purposes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/