Pip vs Dot

Pip shows you what you can spend today, and every day until payday. Log in two taps, ask before you buy, and see where your money went. No bank connection needed. THE HORIZON One line from today to payday. It shows what is left each day, steps down on the days your bills are due, and tells you what you will have on payday at your usual pace. Drag along it to see any day. ASK BEFORE YOU BUY Wondering about a jacket, a trip or a dinner out? Ask Pip "Can I afford it?" and see the answer on your Horizon: what it does to each day until payday, and whether it fits. ONE PLACE TO LOG, ASK, SCAN OR SPEAK The Orb takes "coffee 4.50", a question, a photo of a receipt or your voice. Your usual purchases are one tap away. NOW, MONEY, ACTIVITY Now shows today's number and your Horizon. Money holds your plan, budgets, bills and goals. Activity shows every entry and where your money went by category. Tap any entry to see or change it. ONLY WHAT YOU NEED Budgets, bills, goals, subscriptions, shared costs, accounts and streaks are there when you want them and out of sight when you don't. Pip suggests one when it would help, once. LOG WITHOUT OPENING PIP Widgets on the Home and Lock Screen, a Live Activity, Control Center, Siri and Shortcuts. Set up Back Tap or the Action button for a saved expense, or a Wallet Transaction automation in Shortcuts; the information passed depends on iOS, and you confirm the amount. ASK ABOUT YOUR OWN SPENDING On-device answers use Apple Intelligence on supported devices and languages. An optional OpenAI connection uses your own API key and sends your question and relevant data to that service only when you allow it. ON IPHONE AND IPAD A sidebar and wide layouts on iPad. Optional iCloud sync keeps your devices together. YOUR DATA, YOUR CHOICE Your ledger is stored on your device. Optional iCloud sync uses your own iCloud account. Pip does not connect to your bank or ask for banking credentials. No ads. Works in any currency. ACCESS & PURCHASES Pip requires a paid plan. Choose an annual subscription or a one-time lifetime purchase. Prices are shown before you buy. Annual subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Questions? Contact pip@lyfty.agency. Privacy: https://usepip.cc/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Dot is your financial assistant for recording expenses and income in a simple conversation. Track your wallet and reserve, set a monthly spending limit, organize categories, and view reports in one place. Use chat to ask questions, receive guidance, and follow your decisions. Scan products to create a Wishlist and check prices when you want to find a good offer. Turn on notifications for important updates. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/