Paylendar vs BillVault

See what you plan to spend, what you've paid and what's left to pay. Paylendar brings bills, subscriptions, income and reminders together in one place. Full statistics with Premium help you make sense of your planned expenses. SEE MORE THAN A LIST OF BILLS • Review planned expenses for a month, three months or a year. • Compare amounts across months and with the previous period. • See planned amounts, recorded payments and what's left to pay. • Explore an expense breakdown by primary tag. A limited statistics preview is available without Premium. FEWER DATES TO REMEMBER Add rent, subscriptions, installments and other bills. Set up a recurring payment once, and Paylendar schedules the next dates. Add one-time payments, salary and other income too. Set reminders for a time that suits you and check upcoming and overdue payments. TRACK PAYMENTS AS YOU MAKE THEM • Record partial payments, review their history and see how much is left to pay. • Keep planned and actually paid amounts separate. Correct a recorded payment when needed. • Add a payment before you know the amount and fill it in later. • Adjust the total amount even after recording partial payments. • Choose the actual payment date when settling an overdue bill. FLEXIBLE RECURRING PAYMENTS Set a series to end after a chosen number of payments and follow its progress. Change the amount for one payment or for that payment and the ones that follow. Skip individual payments and restore them while keeping their history. ORGANIZE IT YOUR WAY Browse due dates in the calendar. Organize plans with accounts and tags, add notes, links or your own images. Find what you need with search and filters. YOUR PLAN, ACROSS YOUR DEVICES Use Paylendar on iPhone, iPad and Mac. Premium unlocks full statistics, widgets and sync through your private iCloud storage. CHECK BILLS ON APPLE WATCH See upcoming payments and mark them as completed on an Apple Watch paired with your iPhone. The Apple Watch companion is available without Premium. NO ADS. NO SEPARATE ACCOUNT. Your plans stay available offline too. You enter your information manually. Paylendar does not import bank transactions or make payments for you. Download Paylendar and add your first bill. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Every bill and subscription in one place, a reminder before anything is due, what is safe to spend until payday, and Apple Intelligence when you have a question about them. No account, no bank login, nothing sent to the developer. Reminders before anything is due • Reminders three days before and on the day • A calendar of everything due, with daily totals • Overdue bills front and center until they're paid • Autopay bills flagged so you can check the amount before it leaves Add a bill in seconds • Point the camera at a paper bill, the biller, amount and due date fill themselves in • Paste the text of an email bill • Open a bank statement export and BillVault finds the charges that repeat See where the money goes • Safe to spend until your next payday, once every bill due before it is counted • Import a statement and every purchase is sorted into a category • Spending by category, top merchants, month-over-month trend • Net worth from your account balances, with a trend line • Budgets per category, with bills counted automatically • Savings goals with a months-to-go estimate • Income with per-paycheck deductions and real take-home Cancel what you don't use • Drafted cancellation email for any subscription • A phone-call brief: what to say, how to answer the retention offer, what to get before hanging up It watches so you don't have to • Free trials flagged before they convert • Price rises caught the month they happen • Duplicate services spotted (two music apps, three streamers) • Budget alerts at 85% and 100% • A heads-up when bills due this week exceed your checking balance Ask anything • "What's due this week?" "How much do subscriptions cost me a year?" "Am I over budget?" • Everyday questions are answered instantly by the app itself; harder ones go to Apple Intelligence • On iOS 27, real reasoning from Apple's larger model on Private Cloud Compute, which can write the briefing and cancellation letters too • Works with Siri: "What's due in BillVault", "Mark a bill paid in BillVault" On your wrist and Home Screen • Apple Watch app and complication: this week's bills and anything overdue, and mark a bill paid from your wrist • Widgets for the Home Screen and Lock Screen, and on iOS 27 a tall widget that shows the month ahead • Live Activity: the bill due today shows in the Dynamic Island and on the Lock Screen Built for privacy • Runs on Apple Intelligence. On iOS 27 a question, the briefing, a cancellation letter or naming imported charges can use Apple's Private Cloud Compute, designed so that Apple cannot read it; switch it off in Settings and everything runs on your iPhone. Scans and photos never leave it • No account, no bank login, nothing sent to the developer • Face ID lock; card numbers stored in the Keychain • One-tap CSV export, your data is yours Also • Split bills with a roommate • Monthly check-in that catches price rises • Payment history with on-time tracking Free BillVault tracks unlimited bills with reminders, forever. BillVault Pro (a yearly subscription with a 7-day free trial for new subscribers, a monthly subscription, or a one-time purchase; local prices are listed under In-App Purchases on this page) adds unlimited scanning, statement import, net worth, the card vault, unlimited budgets and goals, and unlimited copilot questions. With Pro, start with your last three months of statements, then add one each month to keep recurring charges up to date. Family Sharing included. No ads, ever. Apple Intelligence features need iPhone 15 Pro or later, or a supported iPad or Mac, with Apple Intelligence turned on. Everything else works on iOS 26 or later. Payment is charged to your Apple Account. Subscriptions renew automatically unless canceled at least 24 hours before the end of the period and can be managed in Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://dlong8484.github.io/billvault-support/privacy.html