Expenses vs Two Cents

Every dollar, on your terms. Expenses is a shared expense tracker built for couples, families, and roommates who want full control of their money — no bank logins, no linked cards, just your ledgers, your way. Track by hand, on purpose Log income and spending manually. No bank connections means no security risk from a third-party data breach, and no surprise categorization mistakes — you decide what everything means. Built for sharing Create a ledger and invite your partner, family, or roommates with a QR code or invite link. Everyone sees the same numbers update in real time — who paid, what for, and how much is left in the budget. See where your money goes - Category budgets with live progress bars - Spending reports by category, by merchant, and over time - A calendar view of every transaction and upcoming bill - Recurring and one-time bill reminders — weekly, monthly, or yearly Fast expense entry Scan a receipt and let the app read the merchant and total for you, or enter it by hand in seconds. Multiple ledgers, one app Keep a shared household ledger, a solo personal one, and a project budget (like a trip or renovation) all separate, side by side. Privacy first Hide your amounts with one tap. Sign in with Apple, Google, or email — your data is never sold, and there are no ads.

One budget. Two people. One number you both watch. Two Cents is the simplest way for a couple to track what they spend together. Agree what you can spend this month, add things in two taps, and watch one number come down — on both phones, at the same time. NO BANK LOGINS We never connect to your accounts. You add what you spend, which takes about three seconds, and that is the whole system. Nothing to reconcile, nothing to categorise later, no dashboard to interpret. BOTH OF YOU, ONE NUMBER Whatever one of you adds, the other sees. No screenshots, no "did you get that", no two apps disagreeing at the end of the month. TWO TAPS TO LOG SOMETHING Amount, category, done. Add a note if the number will need explaining later. It is quick enough that you actually keep doing it, which is the only thing that makes any budget work. THE MONTH GETS AN ENDING When the month closes it gets wrapped up: what you spent, where it went, whether you held the line, how it compares to your usual. Drag across the chart to replay any day of it. THE YEAR, MONTH BY MONTH Twelve months against the budget each was judged against. Which ones you held, which you didn't, what is already spoken for before the month starts, and who paid for what. ONE SUBSCRIPTION, BOTH PHONES Most budgeting apps charge each of you. One subscription here covers you both, because the month is shared and so is the bill. PRIVATE BY DEFAULT Your spending stays between the two of you. We don't sell anything to anyone, and there are no ads. Free for seven days. After that it's a subscription — cancel any time from the App Store. Terms of Use (EULA): https://opensoftlabs.org/twocents/terms Privacy Policy: https://opensoftlabs.org/twocents/privacy