Comparison

MultiPay vs Masraff

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MultiPay

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

Highlights
  • Cardless QR payments
  • Balance and spending tracking
  • Earn TatlıPara loyalty rewards
  • Online payment integration
  • MultiCar+ service booking
  • Story campaigns for deals
  • Light and dark mode
Features
Read full description

Meet the new MultiPay! MultiPay, the digital wallet application by Multinet, makes your spending faster, more secure, and more convenient. With an interface specially optimized for iOS devices, MultiPay offers an outstanding experience for iPhone and iPad users. Here are some of the great things you can do with MultiPay: - Cardless QR Payments: Paying with your iPhone has never been easier! Use QR codes to pay securely and card-free—no need to carry a physical card anymore. - Balance & Spending Tracking: Check the balance of all your wallets in one place and instantly monitor your spending. With iOS’s smooth user experience, managing your budget has never been easier. - Earn TatlıPara: When dining at partner restaurants with your Multinet card, tap the “I’m Here Today!” button to earn up to 25% in TatlıPara. The more you spend, the more you earn! - Online Payment Points: Quickly place your online orders. Browse online payment partners and complete your order with the “Place Online Order” button. Everything is online and fast on your iOS device! - MultiCar+ Integration: Need car maintenance? Browse MultiCar+ car wash locations, easily book appointments from the details screen, and pay using your wallet. - Story Campaigns: Discover exclusive deals through story campaigns on the home screen. With iOS notifications, never miss a deal! - Light & Dark Mode: MultiPay adapts to your iOS device theme. Switch easily between a soothing dark mode or a clean and bright light mode. Earn As You Spend with TatlıPara! With TatlıPara, the loyalty platform for MultiNet users, earn while you spend at thousands of locations and take advantage of exclusive deals. - View MultiNet and TatlıPara locations in the app - Thousands of TatlıPara partners that reward your spending - Extra TatlıPara opportunities through current campaigns - Receive bonus balance equal to 3 meals with regular spending - 1 TatlıPara = 1 TL. Instantly loaded into your wallet—spend it as you wish! The new MultiPay brings all these features and more to iOS users. With a user-friendly interface, advanced security, and an optimized experience for your device, it takes your digital payment experience to the next level. Download the new MultiPay from the App Store now and enjoy the world of digital wallets!

About

Masraff

Effortlessly manage expenses by simply photographing receipts. The app's AI automatically enters the details, sends them for manager approval based on company policy, and integrates seamlessly with accounting systems. Track company spending in real-time with instant reports.

Highlights
  • Automatic expense entry from receipt photos
  • AI-powered data extraction
  • Automated manager approval workflows
  • Seamless accounting system integration
  • Real-time spending reports
  • Company expense policy adherence
Features
Read full description

Masraf girmeye zaman harcamayın! Fişin fotoğrafını çekin, masraflar otomatik girilsin! Masraff Nasıl Çalışır? 1.Fişi tarar ve kullanıcı yerine masrafı otomatik girer: Masraff'ın yapay zeka algoritmaları fişi tarar, gereken bilgileri çıkarır ve gerekli bütün alanları kullanıcı için doldurur. 2.Masrafları otomatik onaya gönderir: Şirketin masraf politikalarını göz önünde bulundurarak girilen masrafları otomatik yönetici onayına gönderir. Yönetici ise masrafları mobilden kolayca onaylar. 3. Muhasebe sistemiyle kolayca entegre olur: Masraflar muhasebeye zamanında ve hatasız ulaştırır. Onaylanan masrafları muhasebenin kontrolü için hazır hale getirir. Gerçek zamanlı raporlar ile şirket harcamalarını anlık takip etmenizi sağlar.

Screenshots

MultiPay4 screens
Masraff4 screens

Verdict

The call

The clearest difference is in-app purchases: MultiPay at none against Masraff's 1. MultiPay also leads on ratings volume (213 vs 1). Masraff's advantage is rating (5.0 vs 4.8). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Masraff sells 1 one-off in-app purchase. MultiPay asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Masraff holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MultiPay has 213 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
MultiPay versus Masraff: the parameters behind the verdict, then further details
ParameterMultiPayMasraff
PriceFreeFree
Rating4.8 (213 ratings)5.0 (1 ratings) — better
Positive reviews25.0% of reviews—
Number of ratings213 — better1
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015.0
Further details — not scored
Size84 MB157 MB
Age rating4+4+
DeveloperMultinet Kurumsal HizmetlerSORUSANA BILISIM ANONIM SIRKETI

Customer experience

MultiPay

All ratings213 ratings
Positive95.8%
Neutral0.9%
Negative3.3%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

Masraff

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

MultiPay

No in-app purchases

1 purchases

Masraff

One-time1
  • Subscription$99.99

Questions

Is MultiPay free?
MultiPay is free to download, with no in-app purchases.
Is Masraff free?
Masraff is free to download, with in-app purchases available.
Which has better reviews, MultiPay or Masraff?
Masraff is rated higher. MultiPay averages 4.8 out of 5 from 213 ratings, while Masraff averages 5.0 from 1 ratings.
Do MultiPay or Masraff have ads?
Neither MultiPay nor Masraff shows ads.
Which is updated more often, MultiPay or Masraff?
MultiPay ships an update fortnightly, and Masraff fortnightly. Most recently, MultiPay was updated on October 15, 2026 and Masraff on October 3, 2026.

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