Comparison

MultiPay vs Fibabanka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MultiPay

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

Highlights
  • Cardless QR payments
  • Balance and spending tracking
  • Earn TatlıPara loyalty rewards
  • Online payment integration
  • MultiCar+ service booking
  • Story campaigns for deals
  • Light and dark mode
Features
Read full description

Meet the new MultiPay! MultiPay, the digital wallet application by Multinet, makes your spending faster, more secure, and more convenient. With an interface specially optimized for iOS devices, MultiPay offers an outstanding experience for iPhone and iPad users. Here are some of the great things you can do with MultiPay: - Cardless QR Payments: Paying with your iPhone has never been easier! Use QR codes to pay securely and card-free—no need to carry a physical card anymore. - Balance & Spending Tracking: Check the balance of all your wallets in one place and instantly monitor your spending. With iOS’s smooth user experience, managing your budget has never been easier. - Earn TatlıPara: When dining at partner restaurants with your Multinet card, tap the “I’m Here Today!” button to earn up to 25% in TatlıPara. The more you spend, the more you earn! - Online Payment Points: Quickly place your online orders. Browse online payment partners and complete your order with the “Place Online Order” button. Everything is online and fast on your iOS device! - MultiCar+ Integration: Need car maintenance? Browse MultiCar+ car wash locations, easily book appointments from the details screen, and pay using your wallet. - Story Campaigns: Discover exclusive deals through story campaigns on the home screen. With iOS notifications, never miss a deal! - Light & Dark Mode: MultiPay adapts to your iOS device theme. Switch easily between a soothing dark mode or a clean and bright light mode. Earn As You Spend with TatlıPara! With TatlıPara, the loyalty platform for MultiNet users, earn while you spend at thousands of locations and take advantage of exclusive deals. - View MultiNet and TatlıPara locations in the app - Thousands of TatlıPara partners that reward your spending - Extra TatlıPara opportunities through current campaigns - Receive bonus balance equal to 3 meals with regular spending - 1 TatlıPara = 1 TL. Instantly loaded into your wallet—spend it as you wish! The new MultiPay brings all these features and more to iOS users. With a user-friendly interface, advanced security, and an optimized experience for your device, it takes your digital payment experience to the next level. Download the new MultiPay from the App Store now and enjoy the world of digital wallets!

About

Fibabanka

Manage your savings, investments, and loans from a single platform. Perform transactions like bill payments, transfers, and top-ups quickly and easily. Become a customer remotely via Video Banking.

Highlights
  • Manage savings and investments
  • Apply for loans and credit cards
  • Free bill, tax, and SSI payments
  • Perform various transfer transactions
  • QR code payments
  • Installment payment options
Features
Read full description

Fibabanka Agile Thinking, Agile Solutions Fibabanka Mobile is with You in All Your Banking Transactions! You are in the right place to manage your savings and investments from one place, to find instant solutions to your needs with advantageous loans, and to perform transactions such as bill payments free of charge! You can complete your transactions in seconds at Fibabanka Mobile with our easy-to-understand digital flows and simple but dynamic design! If you are not our customer yet, you can quickly become our customer by contacting our Video Banking customer representatives. We look forward to bring you a unique banking experience. How Do I Login to Fibabanka Mobile? • You can log in to Fibabanka Mobile with your Turkish ID number or customer number. We will match your account with your device and will not ask for this information again. All you need is, to remember your password • If you don't have / forget your Mobile and Internet Banking password, you can click on Get / Forgot to get your password immediately. • When using our Internet Banking, you need to enter your password by clicking on the Fibabanka Mobile notification. In your first login to Fibabanka Mobile, you can use the password in the SMS we sent then easily step into Fibabanka's fast paced world. What Can I Do on Fibabanka Mobile? • You can quickly perform all kinds of transfer transactions such as wire transfer, EFT, FAST, SWIFT, Easy Address Transfer, International Money Transfer and Mastercard collaborations. • You can make your credit card, bill, tax and SSI payments for free. • You can also load your Istanbulkart and GSM TRY Top-Up without paying an additional fee within seconds. • You can make your payments with QR code. • You can apply for Credit Cards, Loan, Overdraft and Installment Overdraft Account. • You can easily manage your savings in one place with the investment instruments available in Financial Market. • You can review the advantages under the Campaigns tab. • With Alışgidiş, the smart way of shopping, you can buy your needs now and pay in installments later. • You can secure yourself and your loved ones with Complementary Health Insurance, International Travel Health Insurance. Please click on www.fibabanka.com.tr for any questions or suggestions, and call 444 88 88 to reach our Call Center.

Screenshots

MultiPay4 screens
Fibabanka4 screens

Verdict

The call

The clearest difference is monetization model: MultiPay at free against Fibabanka's free with in-app purchases. Fibabanka's advantage is review sentiment (35% vs 25%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for MultiPay against 4.8 for Fibabanka. Both are backed by a comparable volume of ratings — 213 and 215 respectively. Written reviews are what separate them: 25% of MultiPay's written reviews are positive against 35% of Fibabanka's.

UpkeepUpdate frequency

MultiPay ships an update fortnightly, Fibabanka every 3 weeks. The most recent releases landed on November 6, 2026 and November 11, 2026 respectively.

Scorecard2 real differences · 8 level
MultiPay versus Fibabanka: the parameters behind the verdict, then further details
ParameterMultiPayFibabanka
PriceFreeFree
Rating4.8 (213 ratings)4.8 (215 ratings) — better
Positive reviews25.0% of reviews35.2% of reviews — better
Number of ratings213215 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.5
Further details — not scored
Size84 MB330 MB
Age rating4+4+
DeveloperMultinet Kurumsal HizmetlerFibabanka A.S.

Customer experience

MultiPay

All ratings213 ratings
Positive95.8%
Neutral0.9%
Negative3.3%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

Fibabanka

All ratings214 ratings
Positive97.2%
Neutral0.0%
Negative2.8%
Written reviews54 reviews
Positive35.2%
Neutral0.0%
Negative64.8%

In-app purchases

None

MultiPay

No in-app purchases

None

Fibabanka

No in-app purchases

Questions

Is MultiPay free?
MultiPay is free to download, with no in-app purchases.
Is Fibabanka free?
Fibabanka is free to download, with no in-app purchases.
Which has better reviews, MultiPay or Fibabanka?
Fibabanka is rated higher. MultiPay averages 4.8 out of 5 from 213 ratings, while Fibabanka averages 4.8 from 215 ratings.
Do MultiPay or Fibabanka have ads?
Neither MultiPay nor Fibabanka shows ads.
Which is updated more often, MultiPay or Fibabanka?
MultiPay ships an update fortnightly, and Fibabanka every 3 weeks. Most recently, MultiPay was updated on November 6, 2026 and Fibabanka on November 11, 2026.

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