Comparison

MultiPay vs Mükellef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MultiPay

This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.

Highlights
  • Cardless QR payments
  • Balance and spending tracking
  • Earn TatlıPara loyalty rewards
  • Online payment integration
  • MultiCar+ service booking
  • Story campaigns for deals
  • Light and dark mode
Features
Read full description

Meet the new MultiPay! MultiPay, the digital wallet application by Multinet, makes your spending faster, more secure, and more convenient. With an interface specially optimized for iOS devices, MultiPay offers an outstanding experience for iPhone and iPad users. Here are some of the great things you can do with MultiPay: - Cardless QR Payments: Paying with your iPhone has never been easier! Use QR codes to pay securely and card-free—no need to carry a physical card anymore. - Balance & Spending Tracking: Check the balance of all your wallets in one place and instantly monitor your spending. With iOS’s smooth user experience, managing your budget has never been easier. - Earn TatlıPara: When dining at partner restaurants with your Multinet card, tap the “I’m Here Today!” button to earn up to 25% in TatlıPara. The more you spend, the more you earn! - Online Payment Points: Quickly place your online orders. Browse online payment partners and complete your order with the “Place Online Order” button. Everything is online and fast on your iOS device! - MultiCar+ Integration: Need car maintenance? Browse MultiCar+ car wash locations, easily book appointments from the details screen, and pay using your wallet. - Story Campaigns: Discover exclusive deals through story campaigns on the home screen. With iOS notifications, never miss a deal! - Light & Dark Mode: MultiPay adapts to your iOS device theme. Switch easily between a soothing dark mode or a clean and bright light mode. Earn As You Spend with TatlıPara! With TatlıPara, the loyalty platform for MultiNet users, earn while you spend at thousands of locations and take advantage of exclusive deals. - View MultiNet and TatlıPara locations in the app - Thousands of TatlıPara partners that reward your spending - Extra TatlıPara opportunities through current campaigns - Receive bonus balance equal to 3 meals with regular spending - 1 TatlıPara = 1 TL. Instantly loaded into your wallet—spend it as you wish! The new MultiPay brings all these features and more to iOS users. With a user-friendly interface, advanced security, and an optimized experience for your device, it takes your digital payment experience to the next level. Download the new MultiPay from the App Store now and enjoy the world of digital wallets!

About

Mükellef

Establish and manage your company finances seamlessly from your mobile device. This app offers company formation, financial tracking, and access to additional business services. Grow your business with integrated tools and support.

Highlights
  • Online company formation and management
  • View company details and documents
  • Access to additional business services
  • Track payments and access accounting software
  • Upload receipts and invoices
  • Tax notifications and calendar integration
  • Apply for loans and financing
Features
Read full description

Mükellef Mobil ile tüm şirket kuruluş ve finansal işlemlerinizi hızlı ve güvenli bir şekilde gerçekleştirin. Mükellef’in sunduğu bütün özelliklerden yararlanabileceğiniz mobil uygulamamız ile hayallerinizdeki şirketi cep telefonunuzdan kurun, yönetin ve büyütün. Size özel indirimlerden ve avantajlardan yararlanmak için uygulamayı hemen indirin! *Mobil uygulama üzerinden online olarak şirket kurma ve yönetme kolaylığı, *Mükellef hesabınızda kayıtlı şirket bilgilerinizi ve dokümanlarınızı görüntüleme, *Marka tescil, sanal ofis, KOSGEB danışmanlığı gibi ihtiyaç duyabileceğiniz ilave hizmetler, *Mükellef ödemelerinizi kolayca takip etme, *Online ön muhasebe yazılımına uygulama içinden erişim, *Fotoğraflarını çekerek toplu halde fiş ve fatura yükleme, *Vergilerle ilgili anlık bildirimler, *Şirketiniz için önemli tarihleri takip edebilmenizi sağlayan takvim entegrasyonu, *Ön onaylı kredi başvurusu yapabilme, *Acil nakit ihtiyaçlarınız için e-fatura finansmanına erişim, *Chat kanalı üzerinden canlı destek, *Mükellef sanal kartınız ile yapacağınız alışverişlerde daha fazla indirim ve nakit iadesi kazanma.

Screenshots

MultiPay4 screens
Mükellef4 screens

Verdict

The call

The clearest difference is ads: MultiPay at none against Mükellef's shown. MultiPay also leads on monetization model (free vs free with in-app purchases) and ratings volume (213 vs 1). Mükellef's advantage is iOS requirement (13.0 vs 15.0). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mükellef holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MultiPay has 213 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 25% of MultiPay's written reviews are positive against 19% of Mükellef's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MultiPay ships an update fortnightly, Mükellef monthly. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

Scorecard4 real differences · 6 level
MultiPay versus Mükellef: the parameters behind the verdict, then further details
ParameterMultiPayMükellef
PriceFreeFree
Rating4.8 (213 ratings)5.0 (1 ratings) — better
Positive reviews25.0% of reviews — better18.5% of reviews
Number of ratings213 — better1
Update frequencyFortnightly — betterMonthly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size84 MB104 MB
Age rating4+17+
DeveloperMultinet Kurumsal Hizmetler A.S.Mükellef Teknoloji A.Ş.

Customer experience

MultiPay

All ratings213 ratings
Positive95.8%
Neutral0.9%
Negative3.3%
Written reviews4 reviews
Positive25.0%
Neutral25.0%
Negative50.0%

Mükellef

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive18.5%
Neutral7.4%
Negative74.1%

In-app purchases

None

MultiPay

No in-app purchases

None

Mükellef

No in-app purchases

Questions

Is MultiPay free?
MultiPay is free to download, with no in-app purchases.
Is Mükellef free?
Mükellef is free to download, with no in-app purchases.
Which has better reviews, MultiPay or Mükellef?
Mükellef is rated higher. MultiPay averages 4.8 out of 5 from 213 ratings, while Mükellef averages 5.0 from 1 ratings.
Do MultiPay or Mükellef have ads?
Mükellef shows ads; MultiPay does not.
Which is updated more often, MultiPay or Mükellef?
MultiPay ships an update fortnightly, and Mükellef monthly. Most recently, MultiPay was updated on October 14, 2026 and Mükellef on October 7, 2026.

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