MultiPay vs UsVault
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MultiPay
This digital wallet app simplifies payments with QR codes, allowing cardless transactions. Track your spending, earn loyalty rewards, and discover exclusive deals. It also integrates with services for online orders and car maintenance.
- Cardless QR payments
- Balance and spending tracking
- Earn TatlıPara loyalty rewards
- Online payment integration
- MultiCar+ service booking
- Story campaigns for deals
- Light and dark mode
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Meet the new MultiPay! MultiPay, the digital wallet application by Multinet Up, makes your spending faster, more secure, and more convenient. With an interface specially optimized for iOS devices, MultiPay offers an outstanding experience for iPhone and iPad users. Here are some of the great things you can do with MultiPay: - Cardless QR Payments: Paying with your iPhone has never been easier! Use QR codes to pay securely and card-free—no need to carry a physical card anymore. - Balance & Spending Tracking: Check the balance of all your wallets in one place and instantly monitor your spending. With iOS’s smooth user experience, managing your budget has never been easier. - Earn TatlıPara: When dining at partner restaurants with your Multinet card, tap the “I’m Here Today!” button to earn up to 25% in TatlıPara. The more you spend, the more you earn! - Online Payment Points: Quickly place your online orders. Browse online payment partners and complete your order with the “Place Online Order” button. Everything is online and fast on your iOS device! - MultiCar+ Integration: Need car maintenance? Browse MultiCar+ car wash locations, easily book appointments from the details screen, and pay using your wallet. - Story Campaigns: Discover exclusive deals through story campaigns on the home screen. With iOS notifications, never miss a deal! - Light & Dark Mode: MultiPay adapts to your iOS device theme. Switch easily between a soothing dark mode or a clean and bright light mode. Earn As You Spend with TatlıPara! With TatlıPara, the loyalty platform for MultiNet users, earn while you spend at thousands of locations and take advantage of exclusive deals. - View MultiNet and TatlıPara locations in the app - Thousands of TatlıPara partners that reward your spending - Extra TatlıPara opportunities through current campaigns - Receive bonus balance equal to 3 meals with regular spending - 1 TatlıPara = 1 TL. Instantly loaded into your wallet—spend it as you wish! The new MultiPay brings all these features and more to iOS users. With a user-friendly interface, advanced security, and an optimized experience for your device, it takes your digital payment experience to the next level. Download the new MultiPay from the App Store now and enjoy the world of digital wallets!
UsVault
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Manage shared and personal finances as a couple - without the awkward money conversations. UsVault gives you and your partner shared wallets for joint expenses, personal wallets for private spending, and full control over what each of you can see. Set monthly budgets, track savings goals, log recurring bills, and stay on the same financial page - without giving up your independence. COUPLE BUDGETING, MADE SIMPLE Shared & Personal Wallets Split your finances clearly: shared expenses (rent, groceries, subscriptions) go in the couple wallet; personal spending stays completely private. Monthly Budget & Spending Limits Set a spending limit for any wallet. Get alerts before you overspend. Always know where you and your partner stand financially. Savings Goals Together Planning a holiday, saving for a home deposit, building an emergency fund? Create goals together and track real-time progress as a couple. Privacy Controls Choose exactly what your partner can see. Toggle income visibility and spending summaries on or off, any time. Your finances, your rules. Recurring Expense Tracker Add subscriptions, rent and fixed bills just once. UsVault automatically records them every month - no manual entry needed. Premium Plan Unlock additional wallets, advanced spending analytics and priority support with UsVault Premium. BUILT FOR MODERN COUPLES Whether you fully combine finances or prefer "yours, mine and ours," UsVault works the way you and your partner actually manage money. No forced transparency. No hidden tracking. No judgment. SECURE & PRIVATE Your financial data is end-to-end encrypted and never sold to third parties or used for advertising. Take control of your couple finances today - download UsVault free.
Screenshots
Verdict
The clearest difference is in-app purchases: MultiPay at none against UsVault's 4. UsVault's advantage is iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. UsVault sells 4 in-app purchases, starting at $9.99 per month. MultiPay asks for nothing beyond the download.
| Parameter | MultiPay | UsVault |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (213 ratings) — better | — |
| Positive reviews | 25.0% of reviews | — |
| Number of ratings | 213 — better | — |
| Update frequency | Fortnightly | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 82 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Multinet Kurumsal Hizmetler | Blurpx LTD |
In-app purchases
MultiPay
No in-app purchases
UsVault
- 1 month of premium access$9.991 Month
- 1 month of premium access$14.991 Month
- 1 year of premium access$79.991 Year
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- 1 year of premium access$99.991 Year





