CoolPay vs BridgePay App

CoolPay is a simple, secure payment app for everyday transfers, bill payments and airtime, with the tools agents and businesses need to run a POS business. Open a free Individual or Business account in minutes and manage your money from one place. Send Money • Transfer to any bank account • Send money to other CoolPay users • Transfer to mobile money wallets • Move money between your own balances • Save beneficiaries for faster repeat transfers Fund Your Wallet • Top up with a bank transfer • Fund your wallet with your debit card Pay Bills and Buy Airtime • Airtime and mobile data • Electricity • Cable TV subscriptions • Education payments, including school fees, WAEC and JAMB • Toll payments POS and Agent Tools • Request or buy a POS terminal from the app • Accept card payments in person and earn on every transaction • Set your commission rates • Add and manage agents and view all your terminals in one place • Track POS transactions by date Transactions and Receipts • View and filter your full transaction history • Share or save receipts as a PDF or image Security • Two-factor authentication when you sign in • Confirm payments with your transaction PIN or fingerprint • Security questions to help protect your account • Identity verification with BVN, NIN and a selfie check Invite Friends • Share your personal referral code with friends and family Getting Started 1. Download CoolPay 2. Create an Individual or Business account 3. Verify your identity and start sending and paying

BridgePay - Payments, With Someone in Your Corner Sending money shouldn't mean guessing at exchange rates, hunting for the right app, or watching a payment fail with no one to explain why. BridgePay is payment assistance as a service - a simple app backed by real people who guide you through your payments and stay with you when something goes wrong. What you can do with BridgePay: Send and Receive Locally Transfer Naira instantly between BridgePay users, or send to any bank account in Nigeria via interbank transfer. Pay With Username Skip the account numbers. Send money using just a BridgePay username, email, or phone number. Payment Assistance for International Purchases Need to pay a website abroad? BridgePay helps you complete international payments with support every step of the way, no more stuck transactions or silent failures. Earn With Referrals Invite others and earn ongoing commission through BridgePay's referral engine. Real Support, Not Just a Ticket: Reach a real person via in-app chat, call or WhatsApp whenever a payment doesn't go as planned. Whether you're a student paying fees abroad, a freelancer getting paid, paying someone within Nigeria or other African countries or someone just trying to send money home - BridgePay is built to help you actually get the payment done. Download BridgePay and never send money alone again.