CustomBudget vs Ours

Every other budget app wants your bank password. This one just wants five seconds a day. CustomBudget is envelope budgeting with no bank linking, no account, and no cloud. You give each category an amount at the start of the month, record what you spend as you go, and always know what is left. Everything stays on your phone. WHY CUSTOMBUDGET Most budget apps start by asking for read access to your bank. CustomBudget never asks, because it never needs to. There is no sign-up, no password, no sync, and no server. Open it, budget, close it. ENVELOPES THAT MATCH YOUR REAL MONTH * Give every category an amount and watch it draw down as you spend * Money left in an envelope rolls into next month; overspending does not follow you * Set your month to start on any day from the 1st to the 28th, so your budget matches your payday instead of the calendar * Starts with 16 spending envelopes and an income category, or build your own from 29 icons and 12 colours * Retire an envelope without losing its history FAST ENTRY, HONEST MATH * A big keypad built for one-handed entry in a checkout queue * Payee, note, account and date when you want them, none of them required * Cash, checking, savings and credit accounts * Transfers between your own accounts are tracked but never counted as spending * Every amount is exact to the cent, with no floating point drift REMINDERS THAT ARRIVE * Bill reminders 1, 3 or 7 days ahead of a recurring payment, at 9am * An alert when an envelope reaches 80% and again at 100%, while you can still do something about it * A month-end nudge the day before your budget month rolls over * Every reminder is scheduled by your phone. Nothing is sent anywhere RECURRING BILLS ON AUTOPILOT * Weekly, every two weeks, monthly, quarterly or yearly * Post automatically on the due date, or hold it for you to confirm * Catches up correctly after you have been away from the app SEE WHERE IT WENT * A spending ring that adds up to exactly what you spent, including retired envelopes * Budgeted against actual, worst overspend first * Uncategorised spending is shown, never quietly hidden PRIVACY FIRST BY DESIGN * No account and no login * No bank linking and no email scanning * No cloud, no sync, no server * No ads, no trackers, no analytics * Works completely offline, always YOUR DATA STAYS YOURS * Export a full backup to Files, iCloud Drive, email or AirDrop * Restore in one tap, with a seven-day undo if you change your mind * Delete everything permanently whenever you want * Backup and export are free forever, because it is your data BUILT TO READ WELL * Light and dark themes * 30 currencies * Money columns that line up properly instead of jittering PERFECT FOR * Anyone who wants a budget without handing over bank credentials * People paid on the 15th, or the last Friday, whose month is not the calendar month * Envelope and zero-based budgeters * Anyone who has tried a budgeting app and quit because it took too long YOUR MONEY. YOUR PHONE. NOBODY ELSE'S BUSINESS. Download it and set up your first envelope in under a minute.

A simple, beautiful budgeting app for couples, families, roommates, and friends. Create budgets, track your spending, and see exactly where your money goes whether you're managing it on your own or sharing it with the people you spend alongside. No bank logins. No clutter. No ads. Just a clear, shared picture of your money. WHAT YOU CAN DO - Create budgets for anything (groceries, rent, a trip, the household). - Add expenses in seconds and organize them with your own categories. - See where your money goes with clean insights, spending breakdowns, and history. - Track weekly, biweekly, monthly, or custom budget periods. - Join shared budgets - Export budget history CSV SHARE A BUDGET (Premium) - Invite your partner, family, or roommates to a shared budget. - Everyone adds their own spending and it stays in sync for the whole group. - See who added what, and how spending compares between members. NEVER LOSE YOUR DATA (Premium) - Cloud backup keeps your budgets safe and available when you need them. - Switch phones without missing a beat. PRIVATE BY DESIGN - We don't connect to your bank. - We don't show ads or sell your data. - Shared budgets are visible only to the people you invite — never public. Ours is made by an independent developer. Your subscription keeps it ad-free, independent, and always improving. Ours Premium unlocks shared budgets and cloud backup. Monthly and Yearly plans are available; the Yearly plan includes a 7-day free trial. Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jacobbonnandev.github.io/Ours-legal/