Payments reminder BillsOn vs IOU

BillsOn is an easy-to-use organizer for bills, loans, subscriptions, and recurring payments. Get reminders before payments are due and keep every deadline under control. PAYMENTS & REMINDERS • Flexible schedules: weekly, every two weeks, monthly, quarterly, every six months, yearly, or a custom interval • Multiple reminders for each payment, with standard notifications and alarm-style alerts on supported devices • Custom notification sounds, vibration, and snooze options • Partial payments, with the remaining balance carried into the next period • Attach receipt photos and PDF statements directly to a payment • Payment history and archive, with the option to undo a payment LOANS & MORTGAGES • Complete amortization schedules with fixed-payment or declining-balance calculations • Early payoff calculator: reduce your payment or shorten the loan term • Track interest already paid and your remaining principal INSIGHTS & REPORTS • Review spending by month, category, and year • Forecast expenses for the next 1, 3, or 6 months • See missed-payment reports • Export your payment history to CSV or PDF WIDGETS & APPLE WATCH • Home Screen and Lock Screen widgets with days remaining, amounts, custom colors, and photos • Mark payments as paid right from a widget • View and manage upcoming payments on Apple Watch • Siri Shortcuts for quick actions PRIVACY & SYNC • Protect access with Face ID or Touch ID • Keep your data in sync across your devices with iCloud MAKE IT YOURS • Choose custom app icons and personalize widgets with images or emoji • Enjoy full Dark Mode support and an interface available in dozens of languages • Import your own notification and alarm sounds • Trim custom audio files right in the app • Celebrate completed payments with playful cat and dog animations BillsOn brings your bills, loans, subscriptions, reminders, and payment history together in one place—so staying on top of what is due feels simple. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

IOU: Debt Tracker keeps personal debts and shared expenses out of your head. Record money you lent or borrowed, choose the amount, currency, and due date, and see the current balance for every person. • Add people and choose friendly avatars • Record money lent and borrowed • Use any currency • Keep an eye on due dates and reminders • Review transaction history and total balances • Mark a debt as settled when money is returned Your debt records stay on your iPhone. No account is required. Made for simple IOUs between friends, family, and coworkers, without spreadsheets or complicated finance jargon. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/