TOTEM Desk vs SecuT

TOTEM Desk is a pocket desk of finance calculators for people who like to work through numbers by hand. Open a tool, enter what you know—entry, stop, share count, yield, whatever the form asks for—and read the result. No account. No feed. Just the math. What’s inside: • Trading: position size, P&L, wash-sale cost basis, Kelly sizing • Dividends & splits: yield, DRIP-style compounding, rights offerings • Capital structure: convertibles, warrants, debt-to-equity swap • Valuation (for learning): EV/equity, DDM, simple DCF • Risk: volatility, Sharpe-style metrics, stress scenarios Lab adds a trade plan sheet, scenario folders for grouping runs, and a side-by-side what-if compare. Library stores templates, quick preset chips, and history you can reopen or share as text. Pin your favorites. Search on the Desk tab. Switch light or dark in Settings. Made for personal study and planning—not quotes, tips, or professional advice.

A quiet place to keep one line for the day. Write a short note. Add weather, light, a place, and an optional photo if you want. Keep saves and returns. If you are not ready, leave a draft and finish later. Home shows today, your streak, this week, and this month. Backfill a past day when you missed one. Day review, ritual, mood, and gentle streak goals sit beside the day’s entry. Lane is your list. Search, filter by weather or light, open any card to edit, and keep favorites. Trash, archive, and drafts stay in their own shelves so nothing disappears by accident. Ribbon lets you see yesterday beside today, then walk weeks and months. Future days stay closed until they arrive. Sill gathers the rest of your practice: collections, places, prompts, vault notes, templates, quotes, and insights. Coverage, streaks, and weather patterns stay local on your device. Your entries, photos, and libraries live on this iPhone. No account is required to write. Keep one sentence. Leave the rest.