Comparison

Lucia vs FIBI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lucia

Effortlessly track your spending and income with automatic logging of Apple Pay purchases. Set budgets, manage recurring bills, and save for goals. Your financial data stays private in your iCloud.

Highlights
  • Automatic Apple Pay purchase logging
  • Manual logging for cash and other payments
  • Customizable spending categories and budgets
  • Recurring bill and installment management
  • Savings goal tracking with vaults
  • Shared profiles for collaborative budgeting
  • Home screen widgets for quick access
Features
Read full description

Lucia logs your spending for you. Link Wallet once and every Apple Pay purchase is saved and sorted in the background. Cash, and anything paid another way, takes one tap. No subscription: pay once and Lucia is yours. No account, no ads, no trackers. Your data stays in your iCloud. Logs itself Purchases arrive in the right category, with an optional banner to confirm each one. Apple Pay purchases in another currency are converted to yours at the day's rate. You can also log with Siri, the Action Button, Back Tap, the Shortcuts app or a Home Screen widget. Where your money goes Log income and expenses in categories you can make your own, and see each month broken down by category. Note how you paid (credit card, debit card, cash or transfer) and see how much went through each. Where it comes from Income has its own page: what came in this month, from which sources, and how you received it. Spending limits Set a monthly limit for each category and get an alert at 80% and at 100%. Recurring and installments Add your subscriptions from over 100 services, each with its logo, and see what renews next and what you've paid this month. Bills and credit card installments go there too, repeating weekly, twice a month, monthly, every 3 or 6 months, or yearly. An installment plan can start on any day, each installment counts in its own month, and you always see what you still owe. Vaults Save in vaults for anything: a trip, an emergency fund, a new gadget. Each can have a goal and a date, and an interest rate if your bank pays one. Add money, withdraw it, or use it to pay for a purchase, and always see what's available and what's saved. Share a profile Share a profile through iCloud with the people you live or travel with. Everyone can add to it, each transaction shows who added it, and budgets and vaults stay in sync for all of you. Widgets See what's available, add a purchase in one tap, or check the charges due in the next 7 days, right from your Home Screen. Synced through your iCloud Your transactions, budgets and vaults appear on every device you use, and come back on their own after a reinstall or a new phone. Free to try Try Lucia for free, then unlock it for good with one purchase. Private by design Lucia keeps everything on your device and in your own private iCloud, where only you, and anyone you share a profile with, can reach it. There are no servers of ours and nothing for anyone to read, not even us. Made for iPhone, iPad and iPhone Duo Built natively for iOS and iPadOS, with Dark Mode, Dynamic Type and every screen size. Your money. Your iCloud.

About

FIBI

Features
Read full description

FIBI es una plataforma de control financiero para organizar ingresos, gastos y otras herramientas financieras desde un solo lugar. Registra y consulta tus movimientos de forma clara, administra diferentes proyectos y mantén un mejor seguimiento de tus finanzas personales o de negocio. Con FIBI puedes: • Registrar ingresos y gastos. • Consultar movimientos por periodos mensuales y anuales. • Organizar transacciones por categorías. • Administrar cuentas y flujo de efectivo. • Consultar balance general y estado de resultados. • Gestionar inventarios en proyectos de negocio. • Crear cotizaciones profesionales. • Firmar documentos digitalmente. • Exportar reportes financieros. • Administrar varios proyectos desde una misma cuenta. FIBI cuenta con planes Gratuito, Plus y Pro, con diferentes herramientas y límites según las necesidades de cada usuario. Algunas funciones requieren una suscripción renovable de FIBI Plus o FIBI Pro. Las suscripciones adquiridas desde iOS se administran mediante la cuenta de Apple del usuario y pueden cancelarse desde la configuración de suscripciones de Apple. FIBI busca ofrecer una forma sencilla y organizada de mantener la información financiera disponible y actualizada. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Lucia4 screens
FIBI4 screens

Verdict

The call

The clearest difference is ads: Lucia at none against FIBI's shown. FIBI's advantage is update cadence (every 2 days vs every 3 days) and iOS requirement (15.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Lucia sells 1 one-off in-app purchase and FIBI sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Lucia ships an update every 3 days, FIBI every 2 days. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Lucia versus FIBI: the parameters behind the verdict, then further details
ParameterLuciaFIBI
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 daysEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size36 MB5 MB
Age rating4+4+
DeveloperJuan Pablo Martinez SaavedraEntretenimiento Grupo Cohete, S.A.S. de C.V.

In-app purchases

1 purchases

Lucia

One-time1
  • Lifetime Access$9.99
4 purchases

FIBI

Subscriptions4
  • FIBI Plus Monthly$2.991 Month
  • FIBI Pro monthly$4.991 Month
  • FIBI Plus Annual$29.991 Year
Show 1 more
  • FIBI Plus Annual$39.991 Year

Questions

Is Lucia free?
Lucia is free to download, with in-app purchases available.
Is FIBI free?
FIBI is free to download, with in-app purchases available.
Do Lucia or FIBI have ads?
FIBI shows ads; Lucia does not.
Which is updated more often, Lucia or FIBI?
Lucia ships an update every 3 days, and FIBI every 2 days. Most recently, Lucia was updated on November 10, 2026 and FIBI on November 6, 2026.

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