Comparison

Clio vs Mote.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Clio

Effortlessly track personal and shared expenses using natural language input. This AI-powered tool quickly categorizes spending from text, voice, or receipts, providing clear insights into your financial habits. Manage recurring bills and settle group costs with ease.

Highlights
  • Natural language expense entry (text, voice)
  • AI-powered categorization and data identification
  • Personal and shared spending management
  • Subscription and recurring bill tracking
  • Spending insights by category and period
  • Multi-currency support
Read full description

Tracking expenses should take seconds, not forms. Clio lets you record personal and shared spending in the way it naturally comes to mind. Type or speak one expense—or several at once. Clio turns your words into organized entries you can review and edit before saving. FAST, NATURAL CAPTURE • Add one or several expenses in a single message • Use text, voice, or a receipt photo • Let Clio identify amounts, currencies, dates, categories, and recurring payments • Review every detail before it reaches your history PERSONAL AND SHARED SPENDING • Keep personal expenses and group costs in one place • See who paid and how each expense is shared • Follow balances with friends, partners, or households • Settle up without losing the expense history SUBSCRIPTIONS AND RECURRING BILLS • Mark recurring expenses and subscriptions • See paid and upcoming charges by date • Keep regular costs visible instead of rediscovering them each month CLEAR SPENDING INSIGHTS • Understand where your money goes by category • Compare personal and group spending • Filter expenses by period, source, and category • Work with multiple currencies YOU STAY IN CONTROL AI helps structure what you enter; it does not save anything behind your back. Check the preview, correct any detail, and confirm only when it looks right. Your Clio account keeps your data available across supported devices. You can delete your account and associated data from Profile at any time. Spend less time logging. See your money more clearly.

About

Mote.

Effortlessly track your spending with a minimalist expense tracker. Quickly log expenses using natural language and receive daily summaries of your financial activity. Gain simple insights into your spending habits without complex features.

Highlights
  • Natural-language expense entry
  • Automatic expense categorization
  • Daily expense receipt
  • Monthly and yearly spending summaries
  • Light and dark mode
  • Distraction-free design
Features
Read full description

Every expense is a mote. Small alone. Meaningful together. Mote is a minimal expense tracker designed to make recording your spending feel effortless. No forms. No complicated setup. No unnecessary steps. Just swipe up and type what you spent: “6 coffee” “18 taxi” “42 dinner” “12.5 lunch” Mote automatically organizes the details, so you can focus on recording the moment instead of managing your expense tracker. YOUR DAY, IN ONE RECEIPT At the end of each day, Mote brings your expenses together into a simple daily receipt — a quiet snapshot of where your money went. SIMPLE SPENDING INSIGHTS See your spending over time with clear, minimal summaries. Understand your expenses by category, month, and year without complicated dashboards. BUILT TO STAY OUT OF YOUR WAY • Fast natural-language expense entry • Automatic expense categorization • Daily expense receipt • Monthly and yearly spending summaries • Light and dark mode • Clean, distraction-free design No budgeting pressure. No complicated spreadsheets. Just record what you spend and move on. Mote. Small alone. Meaningful together.

Screenshots

Clio4 screens
Mote.4 screens

Verdict

The call

The clearest difference is rating: Clio at 5.0 against Mote.'s 4.0. Clio also leads on iOS requirement (15.1 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Clio holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Scorecard2 real differences · 6 level
Clio versus Mote.: the parameters behind the verdict, then further details
ParameterClioMote.
PriceFreeFree
Rating5.0 (1 ratings) — better4.0 (1 ratings)
Number of ratings11
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.0
Further details — not scored
Size41 MB3 MB
Age rating12+4+
DeveloperMakar KovtunovYun Ju Tseng

In-app purchases

None

Clio

No in-app purchases

None

Mote.

No in-app purchases

Questions

Is Clio free?
Clio is free to download, with no in-app purchases.
Is Mote. free?
Mote. is free to download, with no in-app purchases.
Which has better reviews, Clio or Mote.?
Clio is rated higher. Clio averages 5.0 out of 5 from 1 ratings, while Mote. averages 4.0 from 1 ratings.
Do Clio or Mote. have ads?
Neither Clio nor Mote. shows ads.

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