E vs Vadem

Record expenses in seconds, understand where your money goes, and keep a clear spending history—without advertising or a separate account. E is a focused, private expense tracker designed for quick daily use. FAST EXPENSE RECORDING • Enter an amount in seconds • Choose a payment method, category and optional subcategory • Add optional comments to saved expenses for instalments and extra details with E Supporter • Edit past entries whenever needed • Keep a clean, chronological spending log CREDITS AND RECONCILIATION • Record refunds, reimbursements, cashback, repayments, rebates or corrections as Credits • Give every Credit your own label • Credits reduce spending totals instead of being treated as income • Mark selected payment-method transactions as paid or reconciled REPORTS THAT EXPLAIN YOUR SPENDING • Today, week, month, year and custom date-range views • Swipe between weeks or use the week navigation controls • Compare spending with the previous equivalent period • See daily or monthly spending trends • Break spending down by payment method, category or day • Tap through to the expenses behind each total FLEXIBLE EXPORTS • Export all records or a custom date range • Choose Excel or CSV • Include comments in Excel and CSV exports • Open exported workbooks in Excel, Numbers or Google Sheets PRIVATE BY DESIGN • No separate account required • No advertising trackers • Expense data remains local by default • Optional multi-device sync uses your private iCloud account OPTIONAL ICLOUD SYNC Active monthly E Supporters can enable Multi-Device Sync to keep entries current across iPhones and E on a compatible Mac signed in to the same Apple Account. If monthly support ends, syncing pauses while entries already stored on each device remain available. E Supporter also unlocks eligible supporter extras including subcategories, expense comments and expense export. Payment is charged to your Apple Account. Auto-renewable subscriptions renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel subscriptions in your Apple Account settings. Privacy Policy: https://kethj.com/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Bills, credit-card statements, installment payments, and shared expenses—all in one app. No ads, no account to create; you always know what's due and when. BILLS • See every payment due this month—rent, electricity, water, internet, installments, insurance, subscriptions—in one list. • Your credit-card statement builds itself from your spending, based on the card's closing and due dates. • Minimum payment, full payment, partial payment, and carried-over balance are all supported. • Overdue bills show a banner; upcoming ones show "N days left." Mark as paid with one tap, undo if you need to. • Confirm a variable bill's estimated amount with one tap. • Monthly and yearly repeats, and installment series, are handled automatically. • Get a reminder 1, 3, or 7 days before the due date. GROUP • Track shared expenses for a trip, a shared home, or a group of friends: who paid, split evenly or by custom shares. • Balances are spelled out in plain language, like "$40 owed to you." • Settle up with Pay, or send a nudge with Remind. • Share a group through iCloud: everyone you invite sees the same group, can add expenses, and balances stay up to date for everyone. • Creating a group needs Vadem Premium; joining a group you're invited to is free. DAILY • Log expenses, income, and refunds with a category. • Track cash, card, bank, or prepaid meal-card payments separately. • Add installment purchases and search your history. WALLET • See your bank accounts and prepaid meal cards in one place, in multiple currencies. • Amounts show in your own currency, picked up from your device on first launch; change it anytime in Settings. • Track your net worth at a glance. • Log your meal-card top-ups each month. ANALYSIS • See whether this month's bills fit your pay: "Enough" or "Short." • Track how many days are left until payday. • See spending by category, and how it changes month to month. • Set a budget per category and see what's left, or where you've gone over. PRIVACY FIRST • No account, no ads, no tracking. • The cards, expenses, and amounts you enter stay on your device and in your own iCloud account—never on our servers. • Hide amounts behind a 4-digit PIN. WHO IT'S FOR • Anyone juggling credit-card installments and monthly bills • Employees who get paid on a set day of the month • Roommates, couples, and groups of friends splitting shared costs • Anyone who wants to stay away from bank-app clutter and ads FREE AND PREMIUM Bills, Daily, Wallet, Analysis, reminders, PIN, and iCloud sync are free. On the free plan you can add 3 credit cards and 3 bank accounts. With Vadem Premium: • Create a group and share it through iCloud • Export your data as CSV • Add unlimited credit cards and bank accounts Vadem Premium is offered as a monthly or yearly auto-renewing subscription, with a 7-day free trial on the yearly plan. Payment is charged to your Apple ID when you confirm the purchase. The subscription renews automatically for the same length and price unless canceled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Download Vadem and keep your bills, statements, and debts in one place. Privacy Policy: https://vadem.alicaglar.net/gizlilik/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://vadem.alicaglar.net/destek/