Renewell vs Budget App Expense Tracker

Renewell tells you what you pay for, what renews next, and what the whole lot costs you a year. No bank connection. No account. Nothing leaves your phone. Most subscription apps want to read your bank statements first. Renewell does not. You enter what you pay, and it does the arithmetic and the remembering from there. WHAT IT DOES • Adds up every subscription into a monthly and a yearly total • Warns you before each charge, so a renewal is a decision instead of a surprise • Warns you before a free trial converts, which is where the money usually goes • Tracks price rises, so you can see what a service quietly costs you now against what you signed up for • Handles weekly, every 2 weeks, monthly, every 3 months, every 6 months, yearly, and any custom number of days REMINDERS THAT ARRIVE IN TIME A yearly renewal takes more than a day to act on, so longer cycles are flagged further ahead. You get 14 days on an annual, 2 on a monthly, and you can change any of it. Pick the hour they arrive. If three things renew on the same day, that is one notification, not three. INSIGHTS WORTH LOOKING AT • The next 12 months, month by month, so you can see where the annual renewals land • Where it goes, by category • Biggest for the year, ranked, which is rarely the one you expect • Your monthly total over time, as you have added and changed things EVERY CURRENCY Each subscription stays in the currency it is billed in. Only the totals and charts convert, using a public exchange rate table. Anything the feed does not cover uses a built in estimate that you can replace with a rate of your own. ON YOUR HOME SCREEN A widget for what renews next and what this month comes to. PAUSE INSTEAD OF DELETE Cancelled something, or stopped it for the summer? Pause it. It drops out of your totals but keeps its history, so the record of what you used to pay survives. PRIVATE BY DESIGN • No account and no sign in • No bank or card connection, ever • No ads, no analytics, no tracking • Your subscriptions are stored on your device, not on a server The only thing Renewell downloads is a public exchange rate table, which is the same for everyone and says nothing about you. YOUR DATA, YOURS TO MOVE Because nothing syncs to a server, you can export everything to a file and import it again on a new phone. It is your list. Take it with you. Free, with no in app purchases and no subscription. An app about subscriptions should not sell you another one.

Budget App is the simple way to see where your money goes each month. Log what you spend in a few taps, give every category a budget, and watch one ring show your whole month — no bank login, no spreadsheet. Using the app requires a paid weekly or yearly subscription, or a one-time lifetime purchase. EXPENSE TRACKER • Add an expense in seconds: amount, category and an optional note • Today and yesterday are one tap; any other day opens the calendar • Tap any expense to change or delete it, with undo if you slip • See every expense of the month in one list • Keep a daily logging streak going MONTHLY OVERVIEW • One ring shows your month, split by category • Income, spending and what is left to spend, side by side • Add extra income like a bonus, a side job or a refund • See what you can spend per day until the month ends • Step back through earlier months to compare • A short recap when a new month starts: in, out and what was left INCOME VS SPENDING • Compare income and spending by month, over six months or the whole year • See your net at a glance 50/30/20 RULE • Needs, wants and savings measured against your own income • Know right away which side is over and where to trim • Prefer another split? Pick 60/20/20, 70/20/10 or make your own BUDGET PLANNER • Set a monthly budget and give every category its own limit • Planned, spent and remaining at a glance, with a bar that fills as you spend • Each category shows if it is on pace or when it runs out • A traffic light shows which categories are close to the limit or over • Went over? Move money from a category that still has some left • Roll unspent budget over into next month • Start your month on payday or on the 1st CATEGORIES • Eleven ready-made categories: housing, groceries, dining, shopping, transport, utilities, fun, subscriptions, health, insurance and debt • Add your own and mark which ones are needs BILLS & RECURRING EXPENSES • Add rent, phone and subscriptions once, and they post themselves every month • See what each recurring cost adds up to per year • Carry last month's fixed costs over with one tap SAVINGS GOALS • Create goals like an emergency fund, a trip or a new laptop, each with its own icon and target • Top up with one tap and watch the ring fill • Milestones and deposit streaks keep you going • Set how much you want to put aside each month • See when you reach each goal at your current pace REMINDERS & BUDGET ALERTS • An optional daily reminder at the time you choose, so no expense slips through • Budget alerts when a category reaches 80% and 100% YOUR DATA, YOUR FILES • Export your expenses, extra income and goal top-ups as a CSV spreadsheet • Back up to a file you keep and restore it any time • Choose your currency symbol PRIVATE BY DESIGN • Your data stays on your iPhone — no account, no bank connection, no sync SUBSCRIPTION Budget App offers a weekly and a yearly auto-renewing subscription, plus a one-time lifetime purchase that never renews, to unlock all features. The price in your local currency is shown in the app before you buy. Payment is charged to your Apple ID account at confirmation of purchase. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the end of the current period. You can manage and cancel your subscription in your App Store account settings after purchase. Privacy Policy: https://scanlystudio-budget-tracker.expo.app/privacy/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://scanlystudio-budget-tracker.expo.app/support/