Molly vs Sumspace

Molly helps you remember subscriptions and recurring bills. Keep them in one list, see upcoming dates in a calendar and set reminders before payments are due. KNOW WHAT IS DUE AND WHEN • Add subscriptions, one-off payments and recurring bills. • Choose services from the catalogue or create your own records. • Enter your amounts, currencies and dates. • View upcoming payments in a feed or calendar. UNDERSTAND YOUR EXPENSES • Review a spending overview and your active subscriptions. • Mark payments and keep your records up to date. • Set reminders to review a payment in advance. START WITHOUT AN ACCOUNT Molly is free and works offline. An account is optional: sign in with an email code if you want to sync between devices. Export and data deletion controls are available. Molly does not make payments, connect to banks or cancel subscriptions. You enter amounts, dates and other details yourself. A status in the app is not confirmation of a bank charge. Reminders depend on device settings and notification permissions. Choose your app language in Settings: English, Russian, Spanish, French, German or Portuguese (Brazil).

Sumspace is a focused personal finance tracker for two everyday questions: what am I spending money on, and how are my assets changing? Record expenses quickly, organize them with your own categories and tags, and review clear breakdowns for a month, a single day, or a custom date range. Track cash, accounts, property, and crypto assets through dated history entries without turning your finances into a complex accounting system. • Fast manual expense entry with quick category shortcuts • Small and medium Home Screen widgets for today's or this month's spending and budget progress • Lock Screen monthly summary and a quick expense shortcut, with Always-On amount privacy • Apple Watch expense entry with a watch-face shortcut and offline transfer queue • Scheduled one-time and recurring expenses with local reminders • Search transaction history by amount, category, tag, or note • Category and tag statistics with flexible date ranges • Monthly spending trends, category-by-category month comparisons, and customizable home-screen cards • Optional monthly spending limit • Multi-currency expenses with historical exchange rates • Dated asset history and allocation • Manual assets and informational crypto market prices • JSON backup, generic CSV import, and expense CSV export for a selected period • English and Russian interface Your entries remain available offline. Sumspace has no proprietary user account, no advertising, and no analytics SDK. When iCloud is available, Apple's private CloudKit database keeps your data synchronized across your devices. The optional Apple Watch companion requires watchOS 26 or later and a paired iPhone running Sumspace. Open the iPhone app for initial setup; your categories and favorite currencies then remain available on the watch without a connection.