LutraTally vs Karui Notifications

Track everyday income and spending with less effort. See your budget progress and spending patterns at a glance, while recurring charges and subscriptions stay firmly on your radar. Ready out of the box, ad-free, and local-first by design—so personal finance feels lighter, calmer, and truly yours. ### Highlights - **Fast logging** — Capture income and expenses in seconds with flexible categories and notes. - **Smart entry [Pro]** — Recognize photographed receipts and screenshots to skip repetitive manual entry. - **Subscription radar** — Manage recurring charges and subscriptions in one place, get timely reminders, and never overlook a payment again (unlimited tracking with Pro). - **Financial dashboard** — Clearly see monthly income, spending, and budget progress. - **Deeper insights [Pro]** — Unlock annual overviews, custom date ranges, and richer spending-trend analysis. - **Seamless across devices [Pro]** — Privately sync through iCloud and keep logging smoothly between iPhone and Apple Watch. - **At a glance on your Home Screen [Pro]** — Use iPhone Home Screen widgets. - **Your data, your choice** — Export transactions to CSV for free anytime; Pro also adds data import and dedicated encrypted local backups. - **A focused experience** — No ads, no required sign-up, and local-first storage by default—so you stay in control of your privacy. > **Note:** The Apple Watch app requires a paired iPhone with Pro active and iCloud sync enabled. ### About Pro - **Flexible options:** Choose monthly, quarterly, or yearly auto-renewing subscriptions, or a one-time Lifetime purchase for lasting access (see in-app pricing). - **Manage or cancel:** Your Apple Account is charged after purchase confirmation. Subscriptions renew automatically; to cancel, turn off the subscription under Settings > Apple Account > Subscriptions at least 24 hours before the current period ends. - **Data safety:** Ledger data stays on your device by default. iCloud is used only as your personal, private sync channel. * **Privacy Policy:** [https://www.lutratally.xyz/apps/lutratally/privacy.html](https://www.lutratally.xyz/apps/lutratally/privacy.html) * **Terms of Use (EULA):** [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) * **Support & feedback:** https://www.lutratally.xyz/apps/lutratally/support.html

Read unsent messages: when someone takes a message back, it’s still in Karui. Takes about a minute to set up. Every app’s notifications in one searchable history. Your VIP contacts always get through your Focus, from any app. Wake Me: people you choose can ring an alarm in an emergency, even when your iPhone is silenced. Spam and promotions are silenced, judged by the actual message, not the app. One-time codes are never silenced. Several quick messages from one person arrive as one notification. Auto Reply: tells your VIPs you’re driving, in a meeting, or asleep, and that you’ll reply later. Automatically translate notifications into your language. Deadline reminders: when a notification asks for something by a certain day, Karui reminds you the day before. How it works: Karui evaluates notifications privately on your iPhone, using your important contacts and calendar info, and decides whether to show them or hide them. Setup: you add the Karui Shortcut from a link, which takes about a minute and is all you need to read unsent messages. To filter spam, you also choose a Focus that keeps your other apps quiet. Karui guides you through both. Spam filtering and deadline reminders require Apple Intelligence to be supported and turned on. Viewing unsent messages works without it. Privacy: Karui runs privately on your iPhone with Apple Intelligence, using Apple’s on-device model, so your notifications stay on your device. The optional Second Opinion feature, off by default, sends a notification’s text to Apple’s Private Cloud Compute when you turn it on. Karui has no server, does not require an account, and sends zero analytics.