Sổ Thu Chi vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Sổ Thu Chi
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Log spending in seconds and see clearly where your money goes. Sổ Thu Chi lets you record daily income and expenses fast, check your calendar and reports instantly, set budgets per category and manage shared spending with your family. Your data stays on your iPhone. Works without an account or internet. No bank linking, no reading your messages, no monthly subscription. HIGHLIGHTS ---------------- • Quick typing the Vietnamese way: "cà phê 45k, taxi 1tr2" becomes separate entries • Receipt scanning: take a photo, the app fills in the amount and date • Number pad with built-in + − × ÷ • Daily income and expense calendar, search, undo after an accidental delete • Home Screen and Lock Screen widgets: month calendar, month totals, quick add • Monthly, yearly and all-time reports with saving tips • Category budgets with alerts at the threshold you choose • Multiple wallets, transfers between wallets, saving goals • Recurring income and expenses, logged automatically or confirmed by you • Shared family book that splits shared expenses evenly (creating a book needs Pro) • Sync across devices with Apple or email sign-in (Pro) • Lock the app with Face ID, Touch ID or a passcode • Free backup, restore and CSV export • Light and dark themes, Vietnamese and English WHAT MAKES IT DIFFERENT ---------------- • Understands how Vietnamese people talk about money: 45k, 1tr2, 2 triệu, 500 nghìn. • Type entries by hand in seconds, or scan a receipt when that is easier. • A truly shared book (Pro): the whole family logs into one book, and the app works out each person's share and who has paid. • Sync across iPhones (Pro) without relying on iCloud. • Pro is a one-time purchase. No subscription. FEATURES IN DETAIL ---------------- [ Entry ] Tap a large category, enter the amount on a calculator keypad, pick a wallet, date and note. The quick-entry box takes several items in one sentence and guesses the category. Undo a delete with one tap. [ Receipt scanning ] Photograph a receipt or pick one from your library. The app reads the total and date on your device and fills them in for you to check. [ Calendar ] Daily totals on every day. Tap a day for details, swipe to delete, search by note, category or wallet. [ Reports ] Income, expenses and net cash flow by month or year, a category pie chart and tips on where to cut back. Plus yearly, per-category and all-time reports and a 12-month balance trend. [ Budgets ] Set a limit per category and an alert threshold (for example 80%). The app warns you before you go over and never blocks you from logging. [ Wallets, goals, recurring entries ] Cash, bank accounts, e-wallets and credit cards, each with its own balance; transfers are not counted as income or expense. Create saving goals and contribute over time. Rent, salary and subscriptions are set up once and logged on the right day, or the app asks you to confirm. [ Shared family book ] Create a shared book (Pro) and invite family with a code or QR (up to 5 members). Everyone logs and sees the same book; shared expenses are split evenly and the app shows who has paid what. Invited members do not need Pro. [ Privacy & security ] Your data lives on your device. Lock the app with Face ID, Touch ID or a passcode. Sign-in is optional; when sync is on, data travels over an encrypted connection. [ Backup & export ] Back up to a file and restore when you change phones. CSV export is free; Pro exports Excel with monthly and category summaries, plus PDF reports. SỔ THU CHI PRO (pay once, use forever) ---------------- The free version includes entry, receipt scanning, calendar, reports and budgets, with one small banner ad. Pro adds: • No ads • Sync across devices • Shared books • Excel and PDF export Sync, shared books and Excel/PDF export require signing in with Apple or email. Terms of use (Vietnamese): https://sothuchi.site/terms.html Privacy policy: https://sothuchi.site/privacy-en.html Support: huyphuongk57ktb@gmail.com
Expense Tracker
Easily track your income and expenses, set budgets, and gain insights into your spending habits. Features clear categories, visual reports, and secure data protection with optional PIN and Face ID.
- Record income and expenses
- Manage budgets
- View spending reports and charts
- Secure data with PIN/Face ID
- Backup and restore data
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Expense Tracker - Money Note helps you track income and expenses, manage budgets, and understand your spending. • Record transactions quickly with clear categories and icons. • View spending reports and charts by day, week, and month. • Manage your budget and track your financial habits. • Keep your records on your device, with optional PIN and Face ID protection. • Back up and restore your data. Start building better money habits with Expense Tracker - Money Note.
Screenshots
Verdict
The clearest difference is iOS requirement: Expense Tracker at 15.0 against Sổ Thu Chi's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Sổ Thu Chi sells 1 one-off in-app purchase and Expense Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Sổ Thu Chi ships an update every 5 days, Expense Tracker every 3 days. The most recent releases landed on November 6, 2026 and November 10, 2026 respectively.
| Parameter | Sổ Thu Chi | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 days | Every 3 days — better |
| Ads | Yes | Yes |
| In-app purchases | Yes | Yes |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 18.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 12 MB | 39 MB |
| Age rating | 4+ | 4+ |
| Developer | Dao Huy Phuong | Thanh Dam Van |
In-app purchases
Sổ Thu Chi
- So Thu Chi Pro$6.99
Expense Tracker
- Expense Tracker Pro$1.99







