BCSIDelux vs SCISEMX

BCSIDelux is an application designed to analyze how personal fund allocation shifts across different life stages. Its home screen connects these stages via a blue timeline and a horizontal expenditure structure chart, helping users grasp the changing priorities of fund allocation at each turning point. The analysis employs a standardized classification system to compare metrics such as daily averages, fixed expenses, and category proportions; it visualizes structural evolution using Shannon entropy, expenditure concentration, Jensen-Shannon distance matrices, and percentage point differences. A structural simulation feature allows users to adjust category amounts or ratios, previewing the resulting allocation against both fixed and new total expenditure levels. Refunds and net negative expenditures are handled separately to prevent skewed distribution data. Data is stored locally on the device, with support for transaction editing, category tracking, and file import/export, all complemented by fine-lined charts and text-based index navigation. These metrics characterize the financial structure, enabling users to track financial changes and gain insight into each life stage.

SCISEMX is an accounting application organized into five distinct sections: Overview, Transactions, Accounts, Movements, and Reconciliation & Reporting. Users can record income, expenses, transfers, loans, and principal repayments, with dedicated fields for interest and service fees. Every entry is linked to specific changes in account balances, supporting historical tracking, previewing of modifications, and atomic save operations. Opening balances and reconciliation adjustments are tracked separately to ensure they do not conflate with regular income and expenditure. The app utilizes waterfall charts, line graphs, donut charts, and bar charts to help users visualize changes in net worth, balance trends, and the composition of their funds. Users can attach local receipts or documents via their camera or photo gallery, and all monetary values ​​are calculated using integer-based arithmetic (in the smallest currency unit). Additionally, the application offers encrypted backups, recovery keys, and transaction history exports. The codebase is structured by functionality and includes documentation on dependencies and operational instructions.