ZHY MQ vs SMAFlow

ZHY MQ is an expense-tracking application. Its home screen features line, bar, and pie charts that visualize balance trends, income and expenditure over specific periods, and the composition of expenses. The app supports the recording of income, expenses, transfers, and refunds, and accommodates split/combined payments. Users can customize field types, mandatory requirements, default values, display order, and visibility rules, as well as save presets for frequently used entries. Transactions can be filtered, searched, and organized in bulk based on standard or custom fields. The application maintains a version history for every modification; before finalizing changes, users can preview the results—including the impact of rounding and any pending items—before submitting them. Additional features include account management, local backups, and data import/export. All calculations and data processing are performed locally on the user's device.

SMAFlow is an accounting application designed to manage your personal financial landscape. It features five distinct sections for handling individual ledgers, daily income and expenses, local searches, consolidated statistics, and encrypted backups. Each ledger maintains its own unique data, accounts, categories, and lock status; when a ledger is locked, its financial figures are hidden and excluded from aggregate statistics. Users can record income, expenses, transfers, and refunds, as well as split expenses across different categories. The app provides visual insights through bar charts for income and expenditure, pie charts for category distribution, and line charts for tracking balance trends—with the ability to drill down from these statistics to the underlying transaction records. The application supports search, filtering, and data import via spreadsheets, with separate summaries for different currencies. Backups are stored as standalone recovery files; upon verification of the database and attachments, they can be restored as new ledgers while preserving the original transaction history. The app’s architecture is organized by function, ensuring both a clear, readable interface and robust privacy protection.