网易支付 vs 360信用钱包
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
网易支付
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【应用介绍】 网易支付是网易旗下第三方支付平台，为用户提供充值，提现，账户及交易管理等丰富的生活服务。网易支付，乐生活易支付。 【主要功能】1、支付账户充值、提现，账户余额管理，方便快捷；2、随时随地查看交易记录、收支明细；3、使用网易支付扫描PC收银台二维码完成支付，更安全更快捷；4、提供信用卡还款等更多丰富的生活服务。 【Tips】您在使用中的任何问题，可以通过APP-侧边栏-帮助与反馈-意见反馈，或拨打客服电话400 0881188向我们反馈，网易支付致力为您提供更好的支付服务。
360信用钱包
This financial technology platform offers personal credit assessment and consumer finance services. It provides installment purchases and loans, aiming to enhance users' quality of life through convenient and reliable installment consumption experiences. The service leverages advanced technologies to evaluate individual creditworthiness.
- Personal credit assessment
- Installment purchases
- Cash loans
- Consumer finance
- Big data technology
- Machine learning
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产品优势： - 360信用钱包是美股上市公司奇富科技旗下的金融科技平台。 - 通过云计算、机器学习、大数据等技术客观评估个人信用，致力于为用户打造专业的消费金融科技平台。平台亦会提供分期购，分期借等多种现金消费形式，旨在向用户提供正规、便捷、省心的分期消费体验，提升用户的消费生活品质。 - 先消费后还款，分期立享所爱 - 费率透明：年化利率(单利)7.2%-24%（以审核为准）； 温馨提示： - 客服/投诉热线：400-6030360（周一至周日：8:00 - 24:00） - 贷款额度、利率，放款时间以实际审核为准; - 福利活动仅抵扣部分利息，详细优惠方式以APP内活动规则为准； (新用户限时最长免息 30天，最高免息65元，借12期享最后一期免息) - 贷款有风险，借款需谨慎；请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
The clearest difference is review sentiment: 360信用钱包 at 86% against 网易支付's 36%. 网易支付's advantage is rating (1.4 vs 1.0) and ratings volume (22 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
网易支付 holds the better App Store score, 1.4 against 1.0. Both are backed by a comparable volume of ratings — 22 and 6 respectively. Written reviews complicate that: 36% of 网易支付's written reviews are positive against 86% of 360信用钱包's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | 网易支付 | 360信用钱包 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.4 (22 ratings) — better | 1.0 (6 ratings) |
| Positive reviews | 36.1% of reviews | 86.4% of reviews — better |
| Number of ratings | 22 — better | 6 |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 73 MB | 85 MB |
| Age rating | 17+ | 17+ |
| Developer | NetEase Pay (Hangzhou) Co., Ltd | Fuzhou Qifu Online Microcredit Co., Ltd |
Customer experience
网易支付
360信用钱包
In-app purchases
网易支付
No in-app purchases
360信用钱包
No in-app purchases
