EnvelopePlus vs Digital Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EnvelopePlus
This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.
- Unlimited envelopes
- Effortless income allocation
- Multi-envelope purchase management
- Enhanced financial accountability
- 2 free months of service
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Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.
Digital Budget
Manage your finances with a personal budgeting app that allows you to track income, expenses, and set aside money for specific purposes. Plan for future 'what-if' scenarios and visualize your spending habits with helpful charts. Syncs data across iCloud-enabled devices.
- Monthly budget planning
- Envelope spending tracking
- Scenario builder for future planning
- Graphical spending trend analysis
- Home and Lock Screen widgets
- Apple Watch companion app
- Siri Shortcuts integration
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Digital Budget is your own personal hassle-free go-to budgeting app. Budget without any external accounts and have all your data sync across iCloud-enabled devices. PLAN YOUR MONTHLY BUDGET Track all of your income, expenses, and envelopes to plan your monthly budget. Mark items as paid, or see them warn you when the due date is upcoming or past. Quickly see a variety of totals and know how well you’re sticking to your budget. TRACK DAILY ENVELOPE SPENDING* Your envelopes are a representation of money set aside for a specific purpose in the month (i.e. groceries). However, we don’t always spend exactly that much per month. So, you can add spending expenses quickly to track how much of the envelope has been spent, or how much needs to be reassessed and/or moved to compensate for over spending. PLAN WITH THE SCENARIO BUILDER* Life is full of what ifs. What if I bought a new car? What if I moved? What if I changed jobs? Now, you can create Scenarios that don’t touch or affect your official monthly budget. Plan for the what ifs and know if you can afford to make changes to your budget. VIEW GRAPHICAL TRENDS* Numbers on the screen are just text. View the graphical trends of your spending habits monthly or in a custom range. Are you spending more per month than you expected? Have you spent more than you budgeted in your envelopes? See where there are anomalies in order to try and fix it before the next month’s budget starts. WIDGET SUPPORT* Various Home Screen and Lock Screen widgets allow for quick updates to your budget without opening the app. Quickly see budget metrics for the current month, see expenses that are due in the next week, and see envelope progress for the current month. (The envelope widget is customizable to which envelope you want to see for the current month.) WATCHOS COMPANION APP* View your current month's budget straight on your Apple Watch in the companion app. See the status of all budget items along with the status of your envelopes (amount and all expenses). Includes various watch face complications for quick glances throughout the day. SIRI SHORTCUTS INTEGRATION NEW! Two preconfigured shortcuts are available to be run from anywhere (Spotlight Search, Shortcuts, asking Siri, etc.). The first is Due Soon, which shows you which budget items are coming due in the next week without opening the app or the widget. The second is Record Expense* (this is exclusive to subscribers to record an envelope expense). These shortcuts can also be utilized in the Shortcuts app to automate your budget and make it work for you. *Always ad-free and free use to create a simple monthly budget (using a limited number of envelopes and budget items). Additional app features require Budget Pass. DIGITAL BUDGET PASS Purchasers of the Digital Budget Pass gain these benefits over free users: -Unlimited budget items (income, expenses, and envelopes) -Track daily envelope spending -View graphical trends -Plan with the Scenario Builder -Access home and Lock Screen widget -Access the watchOS companion app and watch face complications -Access to the Record Expense Siri Shortcut Subscribe with your Apple ID and manage in your Apple subscriptions, or pay once and unlock forever. All data is processed on device, stored in your private iCloud container and shared securely between all your personal devices signed in to the same Apple ID. Budget on your iPhone, iPad, or Apple Silicon Mac and have your data sync automatically. No data is collected from you, ever. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
EnvelopePlus and Digital Budget both sit at 5.0 stars, but that hides the real split: 100% of Digital Budget's written reviews are positive against 54% of EnvelopePlus's. Digital Budget also leads on update cadence (every 5 days vs monthly). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and Digital Budget sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for EnvelopePlus against 5.0 for Digital Budget. Both are backed by a comparable volume of ratings — 3 and 6 respectively. Written reviews are what separate them: 54% of EnvelopePlus's written reviews are positive against 100% of Digital Budget's.
EnvelopePlus ships an update monthly, Digital Budget every 5 days. Both last shipped on June 1, 2026.
| Parameter | EnvelopePlus | Digital Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) | 5.0 (6 ratings) |
| Positive reviews | 53.8% of reviews | 100.0% of reviews — better |
| Number of ratings | 3 | 6 — better |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, Apple Watch — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 5 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Robert E Carr Jr | Bryant Foster |
Customer experience
EnvelopePlus
Digital Budget
In-app purchases
EnvelopePlus
- 1 month of EnvelopePlus Service$0.99
- 6 months of EnvelopePlus Service$4.99
- 1 year of EnvelopePlus Service$8.99
Digital Budget
- Budget Pass - Monthly7 Days trial$1.991 Month
- Budget Pass - Yearly7 Days trial$19.991 Year
- Lifetime Unlock$39.99








