工银瑞信基金 vs 华商基金
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
工银瑞信基金
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工银瑞信基金 APP是工银瑞信基金推出的基金理财软件。 【公司介绍】 工银瑞信基金是由工商银行和瑞士银行合资设立的基金管理公司,公司坚持“以稳健的投资管理,为客户提供卓越的理财服务”为使命,依托强大的股东背景稳健的经营理念、科学的投研体系、严密的风控机制和资深的管理团队,致力于为广大投资者提供优质的投资管理服务。 【产品优势】 全场购基0.1折起,专业观点、专属权益。 (1)购买基金实惠:基金购买费率全场0.1折起(以公告信息为准),基金转换0费率,为您省钱! (2)产品类型丰富:涵盖货币基金、债券基金、指数基金、股票基金、FOF、QDII、RITES等多种类型基金产品,供您选择! (3)陪伴服务专业:每周市场简评、基金学堂、话题广场,有趣又有料,助您深入把握市场机会! (4)安全保障可靠:银行级别安全保障,多重安全认证,智能化人脸识别安全校验。 7*24 小时客服热线:400-811-9999 公司名称:工银瑞信基金管理有限公司 官方网站地址:www.icbcubs.com.cn
华商基金
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华商基金APP是华商基金管理有限公司推出的移动端基金理财工具,整合了基金交易、基金净值查询、账户持仓查询及个人信息维护等功能,旨在为投资者提供一款方便、快捷、实用的移动基金理财工具。 【主要功能】 1、 基金交易:支持华商旗下基金的交易,享受费率优惠、操作方便快捷,支持多家银行卡快捷开户; 2、 净值查询:可查询华商旗下基金净值、涨跌幅等数据信息,可添加产品关注; 3、 账户查询:丰富账户持仓查询功能,可查询多渠道账户持仓以及历史交易明细; 4、 信息维护:支持账户实名认证、账户信息修改、交易密码变更等信息维护。
Screenshots
Verdict
The clearest difference is review sentiment: 华商基金 at 100% against 工银瑞信基金's 0%. 华商基金 also leads on rating (5.0 vs 1.5) and iOS requirement (10.0 vs 13.0). 工银瑞信基金's advantage is update cadence (every 2 months vs every 4 months) and ratings volume (4 vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
华商基金 holds the better App Store score, 5.0 against 1.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 0% of 工银瑞信基金's written reviews are positive against 100% of 华商基金's.
工银瑞信基金 ships an update every 2 months, 华商基金 every 4 months. The most recent releases landed on September 26, 2026 and September 7, 2026 respectively.
| Parameter | 工银瑞信基金 | 华商基金 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (4 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 — better | 1 |
| Update frequency | Every 2 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 10.0 — better |
| Further details — not scored | ||
| Size | 167 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | 工银瑞信基金管理有限公司 | 华商基金管理有限公司 |
Customer experience
工银瑞信基金
华商基金
In-app purchases
工银瑞信基金
No in-app purchases
华商基金
No in-app purchases







