Comparison

工银瑞信基金 vs 华商基金

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

工银瑞信基金

Features
Read full description

工银瑞信基金 APP是工银瑞信基金推出的基金理财软件。 【公司介绍】 工银瑞信基金是由工商银行和瑞士银行合资设立的基金管理公司,公司坚持“以稳健的投资管理,为客户提供卓越的理财服务”为使命,依托强大的股东背景稳健的经营理念、科学的投研体系、严密的风控机制和资深的管理团队,致力于为广大投资者提供优质的投资管理服务。 【产品优势】 全场购基0.1折起,专业观点、专属权益。 (1)购买基金实惠:基金购买费率全场0.1折起(以公告信息为准),基金转换0费率,为您省钱! (2)产品类型丰富:涵盖货币基金、债券基金、指数基金、股票基金、FOF、QDII、RITES等多种类型基金产品,供您选择! (3)陪伴服务专业:每周市场简评、基金学堂、话题广场,有趣又有料,助您深入把握市场机会! (4)安全保障可靠:银行级别安全保障,多重安全认证,智能化人脸识别安全校验。 7*24 小时客服热线:400-811-9999 公司名称:工银瑞信基金管理有限公司 官方网站地址:www.icbcubs.com.cn

About

华商基金

Features
Read full description

华商基金APP是华商基金管理有限公司推出的移动端基金理财工具,整合了基金交易、基金净值查询、账户持仓查询及个人信息维护等功能,旨在为投资者提供一款方便、快捷、实用的移动基金理财工具。 【主要功能】 1、 基金交易:支持华商旗下基金的交易,享受费率优惠、操作方便快捷,支持多家银行卡快捷开户; 2、 净值查询:可查询华商旗下基金净值、涨跌幅等数据信息,可添加产品关注; 3、 账户查询:丰富账户持仓查询功能,可查询多渠道账户持仓以及历史交易明细; 4、 信息维护:支持账户实名认证、账户信息修改、交易密码变更等信息维护。

Screenshots

工银瑞信基金4 screens
华商基金4 screens

Verdict

The call

The clearest difference is review sentiment: 华商基金 at 100% against 工银瑞信基金's 0%. 华商基金 also leads on rating (5.0 vs 1.5) and iOS requirement (10.0 vs 13.0). 工银瑞信基金's advantage is update cadence (every 2 months vs every 4 months) and ratings volume (4 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

华商基金 holds the better App Store score, 5.0 against 1.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews point the same way: 0% of 工银瑞信基金's written reviews are positive against 100% of 华商基金's.

UpkeepUpdate frequency

工银瑞信基金 ships an update every 2 months, 华商基金 every 4 months. The most recent releases landed on September 26, 2026 and September 7, 2026 respectively.

Scorecard5 real differences · 4 level
工银瑞信基金 versus 华商基金: the parameters behind the verdict, then further details
Parameter工银瑞信基金华商基金
PriceFreeFree
Rating1.5 (4 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings4 — better1
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.010.0 — better
Further details — not scored
Size167 MB44 MB
Age rating4+4+
Developer工银瑞信基金管理有限公司华商基金管理有限公司

Customer experience

工银瑞信基金

All ratings4 ratings
Positive0.0%
Neutral25.0%
Negative75.0%
Written reviews4 reviews
Positive0.0%
Neutral25.0%
Negative75.0%

华商基金

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

工银瑞信基金

No in-app purchases

None

华商基金

No in-app purchases

Questions

Is 工银瑞信基金 free?
工银瑞信基金 is free to download, with no in-app purchases.
Is 华商基金 free?
华商基金 is free to download, with no in-app purchases.
Which has better reviews, 工银瑞信基金 or 华商基金?
华商基金 is rated higher. 工银瑞信基金 averages 1.5 out of 5 from 4 ratings, while 华商基金 averages 5.0 from 1 ratings.
Do 工银瑞信基金 or 华商基金 have ads?
Neither 工银瑞信基金 nor 华商基金 shows ads.
Which is updated more often, 工银瑞信基金 or 华商基金?
工银瑞信基金 ships an update every 2 months, and 华商基金 every 4 months. Most recently, 工银瑞信基金 was updated on September 26, 2026 and 华商基金 on September 7, 2026.

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