工银瑞信基金 vs 嘉实理财嘉
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
工银瑞信基金
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工银瑞信基金 APP是工银瑞信基金推出的基金理财软件。 【公司介绍】 工银瑞信基金是由工商银行和瑞士银行合资设立的基金管理公司，公司坚持“以稳健的投资管理，为客户提供卓越的理财服务”为使命，依托强大的股东背景稳健的经营理念、科学的投研体系、严密的风控机制和资深的管理团队，致力于为广大投资者提供优质的投资管理服务。 【产品优势】 全场购基0.1折起，专业观点、专属权益。 （1）购买基金实惠：基金购买费率全场0.1折起(以公告信息为准)，基金转换0费率，为您省钱！ （2）产品类型丰富：涵盖货币基金、债券基金、指数基金、股票基金、FOF、QDII、RITES等多种类型基金产品，供您选择！ （3）陪伴服务专业：每周市场简评、基金学堂、话题广场，有趣又有料，助您深入把握市场机会！ （4）安全保障可靠：银行级别安全保障，多重安全认证，智能化人脸识别安全校验。 7*24 小时客服热线：400-811-9999 公司名称：工银瑞信基金管理有限公司 官方网站地址：www.icbcubs.com.cn
嘉实理财嘉
A professional fund investment platform offering expert advice, exclusive discounts, and convenient payment options. Manage your finances with tools for goal-oriented investing and smart savings.
- Professional investment advisors
- Exclusive fund purchase discounts
- Convenient life payments
- Goal-oriented investment tools
- Smart deposit and withdrawal features
- Intelligent market alerts
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买基金就用理财嘉：服务1亿+客户，理财嘉让生活更轻松。 【为什么选择嘉实理财嘉？】 专业投顾：专家在线，优选基金资产配置不用愁 优惠购基：独享直销优惠，费率最低 生活支付：货基活期乐就像银行卡，随充随用，边赚边花 福利多多：老客福利，新人好礼，邀请好友享更多 安全可靠：专业持牌，值得信赖。管理规模超1万亿元 【特色功能】 1.专业投顾：专家投顾全委托，锚定目标，理财更省心 2生活支付：还信用卡，线上支付，预约取现，只有想不到 3.智盈慧投：定期发车，陪你实现7.5%理财小目标 4.优惠购基：购基享直销优惠，能省出一顿大餐 5.止盈定投：帮您克服投资贪婪，让收益落袋为安 6.盯盘助手：净值变动智能提醒，助力交易决策 7.定投宝：无惧市场震荡，享受长期定投的复利魅力 8.工资宝：每月存一点，月存越有钱 9.建仓宝：有目标分批投，不择时降波动更轻松 【联系我们】 官方网站：www.jsfund.cn 客服热线：400-600-8800 官方微信：嘉实基金（微信号：js65215588）
Screenshots
Verdict
The clearest difference is review sentiment: 嘉实理财嘉 at 79% against 工银瑞信基金's 0%. 嘉实理财嘉 also leads on rating (2.6 vs 1.5). 工银瑞信基金's advantage is in-app purchases (none vs 3). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 嘉实理财嘉 sells 3 one-off in-app purchases. 工银瑞信基金 asks for nothing beyond the download.
嘉实理财嘉 holds the better App Store score, 2.6 against 1.5. Both are backed by a comparable volume of ratings — 4 and 7 respectively. Written reviews point the same way: 0% of 工银瑞信基金's written reviews are positive against 79% of 嘉实理财嘉's.
工银瑞信基金 ships an update every 2 months, 嘉实理财嘉 every 5 weeks. Both last shipped on November 1, 2026.
| Parameter | 工银瑞信基金 | 嘉实理财嘉 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (4 ratings) | 2.6 (7 ratings) — better |
| Positive reviews | 0.0% of reviews | 79.2% of reviews — better |
| Number of ratings | 4 | 7 — better |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13 |
| Further details — not scored | ||
| Size | 167 MB | 96 MB |
| Age rating | 4+ | 4+ |
| Developer | 工银瑞信基金管理有限公司 | Harvest Fund Management Co., Ltd. |
Customer experience
工银瑞信基金
嘉实理财嘉
In-app purchases
工银瑞信基金
No in-app purchases
嘉实理财嘉
- 理财嘉投顾会员3个月$1.99
- 嘉实财富投顾会员服务年费$17.99
- 投顾+京东Plus1年联名会员$22.99
