Comparison

Personal Financial Plan Wiz vs True Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Personal Financial Plan Wiz

This app helps you plan for your lifetime financial goals with a DIY approach. It allows for 'what if' analysis on various financial variables and provides tips to improve your financial forecast. Get started on saving money and assessing your financial future.

Highlights
  • Project financial variables through retirement
  • Assess alternative financial outcomes
  • Get tips to improve financial forecast
  • Email key results as PDF
  • Perform 'what if' analysis
Features
Read full description

Achieve your lifetime financial goals! Save hundreds of dollars with this comprehensive, DIY personal financial planning app. FINANCIAL PLAN WIZ is the only app available that puts comprehensive, do-it-yourself personal financial planning at the fingertips of anyone who wants to assess their ability to achieve their key lifetime financial goals. FINANCIAL PLAN WIZ is not a short term budgeting app. It is a long-term strategic planning app that allows you to assess your lifetime financial goals with the flexibility of performing ‘what if’ analysis at any time, so users can conveniently assess the impact of alternative goal, income and expense, saving and investing return assumptions. If you are 25-to-60-years old and want an alternative to expensive financial advisors for a personal financial plan, you can now download FINANCIAL PLAN WIZ and get started on saving money today. With minimal input, you will be able to: • PROJECT numerous financial variables such as assets, liabilities, wealth, and cash flow surpluses/deficits through retirement to age 95 in either future or present values • ASSESS alternative goal, income and expense, wealth and cash flow outcomes each year • GET TIPS on how to improve your forecast wealth, cash flow, and goals • EMAIL yourself key results as an attached PDF FINANCIAL PLAN WIZ was designed by well-known college Finance Professor and author Dr. Lawrence J. Gitman, with over 2 million students having used his textbooks. A licensed financial advisor, he designed this comprehensive personal financial plan app with a simple user interface that allows users to assess the likelihood they will achieve their key lifetime financial goals. Learn more about the FINANCIAL PLAN app on our website at pfwiz.com Questions? Support? Contact info@pfwiz.com

About

True Expense Tracker

Features
Read full description

Tu dinero, bajo control profesional. Deja de preguntarte a dónde se fue tu dinero a final de mes. Es la solución de gestión financiera diseñada para quienes buscan claridad, precisión y elegancia en sus cuentas personales. A diferencia de las hojas de cálculo complicadas o las apps saturadas de publicidad, ofrecemos una experiencia "Fintech" limpia y poderosa que te permite enfocarte en lo importante: hacer crecer tu patrimonio. Funcionalidades Premium: Dashboard Financiero: Visualiza tu flujo de efectivo al instante con un balance acumulado y métricas de rendimiento mensual. Calendario Inteligente: Identifica tus patrones de consumo con indicadores visuales de ingresos (verde) y gastos (rojo) día por día. Gestor de Cuentas Fijas: Nunca más pagues recargos. Registra tus suscripciones (Netflix, Renta, Servicios) y mira el estado de vencimiento en tiempo real con alertas de días restantes. Reportes Interactivos: Analiza tus hábitos con gráficas de pastel detalladas y barras comparativas de Ingresos vs. Egresos. Privacidad Total: Tus datos son 100% tuyos. Funcionamos con una base de datos local segura en tu dispositivo; no vendemos tu información ni requerimos conexión a internet. Diseñada para la eficiencia: Con una interfaz moderna basada en el diseño Slate Blue, desliza para eliminar transacciones y navega entre meses históricos con fluidez.

Screenshots

Personal Financial Plan Wiz4 screens
True Expense Tracker3 screens

Verdict

The call

The clearest difference is update cadence: True Expense Tracker at weekly against Personal Financial Plan Wiz's every 27 months. Personal Financial Plan Wiz's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Personal Financial Plan Wiz ships an update every 27 months, True Expense Tracker weekly. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 6 level
Personal Financial Plan Wiz versus True Expense Tracker: the parameters behind the verdict, then further details
ParameterPersonal Financial Plan WizTrue Expense Tracker
PriceFreeFree
Positive reviews20.0% of reviews—
Update frequencyEvery 27 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS10.0 — better12.0
Further details — not scored
Size14 MB28 MB
Age rating4+12+
DeveloperPF Wiz LLCJoel Montesanos

In-app purchases

None

Personal Financial Plan Wiz

No in-app purchases

None

True Expense Tracker

No in-app purchases

Questions

Is Personal Financial Plan Wiz free?
Personal Financial Plan Wiz is free to download, with no in-app purchases.
Is True Expense Tracker free?
True Expense Tracker is free to download, with no in-app purchases.
Do Personal Financial Plan Wiz or True Expense Tracker have ads?
Neither Personal Financial Plan Wiz nor True Expense Tracker shows ads.
Which is updated more often, Personal Financial Plan Wiz or True Expense Tracker?
Personal Financial Plan Wiz ships an update every 27 months, and True Expense Tracker weekly. Most recently, Personal Financial Plan Wiz was updated on November 1, 2026 and True Expense Tracker on October 28, 2026.

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