Comparison

CFS Deposit vs UTA Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CFS Deposit

Features
Read full description

CFS Inc. recognizes the growing trend in mobile remote deposit capture (mRDC) because it's easy to use, accurate and two-factor secure, allowing consumers and business people to deposit checks using their camera-equipped smartphones. Using their smartphones, in effect, as scanning devices, users can deposit checks from anywhere at any time, allowing quicker payments and/or access to funds. Consumers will initiate a mobile-banking session with their financial institution, then, by following the onscreen directions, snap photos of the front and back of the check(s) that they want to deposit. The software does the rest, delivering enhanced images in the format the financial institutions already use. No trip to a branch or ATM required. Customers with an iPhone or iPod Touch device simply download the application. Then, log in using two-factor authentication to initiate a secure session, take a picture of the front and back of the check and verify the amount of their deposit. That's it! Within seconds of uploading the transaction, the user receives a confirmation that the deposit was received successfully. Mobile deposit cannot get any easier than this. Security is important to CFS, Inc. That’s why we have parameters and standards set up that prevent things such as kiting and fraud. What are your customers doing on their lunch break? Are they standing in line to make a simple deposit or waiting in the drive-thru to make their deposit? Want to give them the convenience of depositing their check at their desk, at work or at home after dropping their kids off at their activities and a trip to the grocery store? You can offer the convenience that your customers want with CFS, Inc. DepositWizard Mobile. With other mobile deposit products customers will be waiting on their upload bar to finish. Their product can take anywhere from 500 K up to 3 MB to upload their deposit to a server. Requiring more network bandwidth and more money out of their pocket with data usage prices from wireless carriers. Our mobile deposit does not require to be sent to a server. It uses ICR directly on the phone creating a file only 25 K . Only a mere fraction of the size of other mobile deposit uploads. Give your customers something they will rave about. Give them mobile deposit today!.

About

UTA Pay

Accept and deposit company payments on the go with this mobile solution. It offers remote deposit capture, check guarantee, ACH processing, and credit card processing, all accessible 24/7 from your tablet or phone.

Highlights
  • Remote Deposit Capture
  • Traditional Check Guarantee
  • ACH Processing
  • Credit Card Processing
  • 24/7 Payment Acceptance
  • Mobile Deposit
Features
Read full description

Process and deposit your company’s payments anytime, anywhere, 24/7 with UTA’s Mobile payment acceptance solution. Take advantage of all of the benefits that UTA’s payment acceptance solution has to offer, including Remote Deposit Capture (with Guarantee Settlement), Traditional Check Guarantee, ACH processing (with Guarantee Settlement), and Credit Card processing all from the convenience of your tablet or mobile device.

Screenshots

CFS Deposit2 screens
UTA Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: CFS Deposit at 5.1.1 against UTA Pay's 12.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CFS Deposit ships an update every 2 months, UTA Pay every 4 months. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 8 level
CFS Deposit versus UTA Pay: the parameters behind the verdict, then further details
ParameterCFS DepositUTA Pay
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS5.1.1 — better12.0
Further details — not scored
Size34 MB38 MB
Age rating4+4+
DeveloperC.F.S., INC.United TranzActions, LLC

In-app purchases

None

CFS Deposit

No in-app purchases

None

UTA Pay

No in-app purchases

Questions

Is CFS Deposit free?
CFS Deposit is free to download, with no in-app purchases.
Is UTA Pay free?
UTA Pay is free to download, with no in-app purchases.
Do CFS Deposit or UTA Pay have ads?
Neither CFS Deposit nor UTA Pay shows ads.
Which is updated more often, CFS Deposit or UTA Pay?
CFS Deposit ships an update every 2 months, and UTA Pay every 4 months. Most recently, CFS Deposit was updated on October 26, 2026 and UTA Pay on October 24, 2026.

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