Comparison

Teachers Mutual Bank vs AustMilBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Teachers Mutual Bank

Manage your everyday banking with ease, security, and speed. Check balances instantly, track spending by category, set savings goals, and personalize your home screen. Securely lock or unlock transactions and view card details without your physical card.

Highlights
  • Quick balance check without login
  • Track spending by category
  • Set savings goals
  • Personalize home screen
  • Lock/unlock transactions
  • View card details
Features
Read full description

Manage your money anytime from your mobile, with simple, secure access to popular features you use often. Check your balance, make payments, manage your cards, track your spending and work towards your savings goals – all in one app. With the Teachers Mutual Bank Mobile Banking App¹, you can: • check your account balance at a glance with the Quick Balance feature – no login required. • control your cards – temporarily block, unblock or cancel your card or update your PIN. • nickname your accounts. • manage PayID, transfers and payments. • view your full card details securely. • track your spending and set savings goals with the ‘How I Spend’ feature. • save and share receipts straight to the app. • message us securely and send documents and screenshots. • personalise your home screen with your favourite accounts, goals, trackers and shortcuts. • view detailed interest rate information for home loans, term deposits and savings accounts. If you’re already registered for Internet Banking, you're ready to go. Simply download the app and log in using your member number and Internet Banking password. Visit tmbank.com.au/faq for help. Important Information ¹You should consider whether this service is appropriate for you before acquiring it. For additional information, please refer to our Security Guide for electronic transactions and the Mobile App Terms of Use. An internet connection is required to use the Mobile App. Normal mobile data charges apply. We test mobile banking to ensure compatibility with most popular devices but cannot guarantee compatibility with all devices and operating systems. Teachers Mutual Bank is a division of Teachers Mutual Bank Limited ABN 30 087 650 459 AFSL/Australian Credit Licence 238981. We may collect information about how the application is used to help us improve the functionality, performance and user experience of the application, including through statistical analysis of aggregated usage trends. Where personal information is collected through your use of the application, it will be handled in accordance with our Privacy & Credit Reporting Policy. For further information about how we manage personal information, please refer to our Privacy & Credit Reporting Policy.

About

AustMilBank

Manage your finances on the go with instant account balance checks and fast money transfers using OSKO and PayID. Securely log in with a PIN or biometrics and link to digital wallets. Keep your personal details and cards up-to-date.

Highlights
  • Instant account balance check
  • OSKO and PayID transfers
  • Link to digital wallets
  • PIN and biometric login
  • Card and personal detail management
Features
Read full description

Welcome to Australian Military Bank’s official app. With Australian Military Bank mobile banking app you can: - Check your account balance instantly (no PIN required) - Use OSKO and PayID to send and receive money instantly - Link to your favourite digital wallets, such as Apple Pay. - Log onto the app faster by creating a 4-digit PIN or using biometrics. Plus all the things that you already expect, such as managing your cards and personal details. Things you should know: - Make sure you remember your secret question and answer before registering. You can reset this on internet banking if you have forgotten. - To use Australian Military Bank mobile banking app you’ll need to be a member of Australian Military Bank and registered for online banking. You can open an account on our website. - Terms of Use apply and are available at australianmilitarybank.com.au/mobile-banking-app-terms-of-use. A few things to remember about security: - Don’t keep your PIN with your mobile device. - Make sure you logout when you’re finished with mobile banking. - Get in touch with Australian Military Bank immediately, if you've lost your mobile device or feel that someone may know your login details. To learn more about Australian Military Bank mobile app, please visit https://australianmilitarybank.com.au/app. Important Information: Terms of Use apply and are available at australianmilitarybank.com.au/mobile-banking-app-terms-of-use. Australian Military Bank ABN 48 087 649 741 AFSL and Australian credit licence number 237 988.

Screenshots

Teachers Mutual Bank4 screens
AustMilBank4 screens

Verdict

The call

The clearest difference is update cadence: AustMilBank at monthly against Teachers Mutual Bank's every 5 months. AustMilBank also leads on iOS requirement (13.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Teachers Mutual Bank ships an update every 5 months, AustMilBank monthly. The most recent releases landed on November 1, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Teachers Mutual Bank versus AustMilBank: the parameters behind the verdict, then further details
ParameterTeachers Mutual BankAustMilBank
PriceFreeFree
Rating—4.8 (10 ratings) — better
Positive reviews16.5% of reviews21.2% of reviews — better
Number of ratings—10 — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size111 MB61 MB
Age rating4+4+
DeveloperTeachers Mutual Bank LimitedAustralian Military Bank Ltd

Customer experience

Teachers Mutual Bank

Written reviews121 reviews
Positive16.5%
Neutral14.9%
Negative68.6%

AustMilBank

All ratings10 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews66 reviews
Positive21.2%
Neutral6.1%
Negative72.7%

Bugs and requests

Teachers Mutual Bank

Not enough reviews yet to summarise bugs or requests.

AustMilBank

Reported bugs

61 issues
  • Search in payment history never works
  • App not compatible with iPad
  • App is slow and clunky
  • App sometimes doesn't work, has been down all day
  • App is horrendous to use, slow and clunky
Show 56 more
  • Always having to hard reset the app to login
  • Clicking on a transaction doesn't allow back arrow
  • App is hopeless, slow, flaky, produces error messages
  • Scrolling back through transaction history shows dates not in chronological order
  • App has been down for iOS for over two weeks
  • 80% of the time a feature stops working
  • Display settings on iPad incorrect, stretched, not visible right side
  • App is constantly down for maintenance
  • Doesn't send OTP to registered mobile number
  • Cannot function overseas due to OTP verification
  • Changing limits for Osko payments doesn't change the limit
  • App has been down for over 5 weeks due to update
  • Login function not working after upgrade
  • App crashes whenever trying to open 'pay anybody'
  • Latest update only loads one out of three or four times
  • Since last update, unable to login, works once then fails
  • Updated to version 2.27, app is bricked, unable to login
  • Updated app 5 days ago, haven't been able to log on since
  • App closes down immediately after clicking on it
  • App crashes without opening, cannot access funds
  • App is quite clumsy, doesn't fit to screen
  • App is literally always down
  • Charges excessive transaction fees
  • New app same trash
  • App doesn't load, stays on splash screen then times out
  • Takes too long to load and times out most of the time
  • Passcode only registers three of four buttons
  • New update freezes
  • App is having issues most of the time
  • Cannot change payments or anything on it
  • Limit changes don't work in the app
  • App is very sluggish
  • Cannot log in, OTP not sent to email address
  • New version is not user friendly, too fiddly, so slow
  • Since the new update it's been really slow
  • App doesn't work at all after update, crashes every time
  • Need to sort out app update, users can't log in
  • New app interface does not work as well as previous version
  • App crashes when accepting terms and conditions
  • Functionality is horrible, hard to use for everyday banking
  • Extremely slow app, takes ages to transfer money
  • Cannot do basic transaction searches or account transfers
  • App continually locks account
  • Problems, bugs and glitches are never fixed
  • Not able to see recurring transfers
  • Not able to save a payee to address book
  • Cannot get into the app on new phone, freezes
  • Desktop online banking doesn't load properly
  • Cannot see future transactions after upgrade
  • Lost future transactions after upgrade
  • No fingerprint option to log on
  • Remade payments and direct debits, bank remade them again without knowledge
  • Cannot re-register on phone's browser
  • New app won't download, old app won't work
  • Cut off from finances for days
  • Double charged for payments

Requested features

4 requests
  • Make the app move into landscape mode on iPad
  • Allow depositing cheques through the app
  • Improve search functionality
  • Add a dark mode option

In-app purchases

None

Teachers Mutual Bank

No in-app purchases

None

AustMilBank

No in-app purchases

Questions

Is Teachers Mutual Bank free?
Teachers Mutual Bank is free to download, with no in-app purchases.
Is AustMilBank free?
AustMilBank is free to download, with no in-app purchases.
Do Teachers Mutual Bank or AustMilBank have ads?
Neither Teachers Mutual Bank nor AustMilBank shows ads.
Which is updated more often, Teachers Mutual Bank or AustMilBank?
Teachers Mutual Bank ships an update every 5 months, and AustMilBank monthly. Most recently, Teachers Mutual Bank was updated on November 1, 2026 and AustMilBank on October 17, 2026.

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