Comparison

嘉实理财嘉 vs 融通定投宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

嘉实理财嘉

A professional fund investment platform offering expert advice, exclusive discounts, and convenient payment options. Manage your finances with tools for goal-oriented investing and smart savings.

Highlights
  • Professional investment advisors
  • Exclusive fund purchase discounts
  • Convenient life payments
  • Goal-oriented investment tools
  • Smart deposit and withdrawal features
  • Intelligent market alerts
Features
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买基金就用理财嘉:服务1亿+客户,理财嘉让生活更轻松。 【为什么选择嘉实理财嘉?】 专业投顾:专家在线,优选基金资产配置不用愁 优惠购基:独享直销优惠,费率最低 生活支付:货基活期乐就像银行卡,随充随用,边赚边花 福利多多:老客福利,新人好礼,邀请好友享更多 安全可靠:专业持牌,值得信赖。管理规模超1万亿元 【特色功能】 1.专业投顾:专家投顾全委托,锚定目标,理财更省心 2生活支付:还信用卡,线上支付,预约取现,只有想不到 3.智盈慧投:定期发车,陪你实现7.5%理财小目标 4.优惠购基:购基享直销优惠,能省出一顿大餐 5.止盈定投:帮您克服投资贪婪,让收益落袋为安 6.盯盘助手:净值变动智能提醒,助力交易决策 7.定投宝:无惧市场震荡,享受长期定投的复利魅力 8.工资宝:每月存一点,月存越有钱 9.建仓宝:有目标分批投,不择时降波动更轻松 【联系我们】 官方网站:www.jsfund.cn 客服热线:400-600-8800 官方微信:嘉实基金(微信号:js65215588)

About

融通定投宝

Features
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【定投专家】 融通基金是拥有25年资产管理经验的老牌公募基金管理公司,截至2025年12月31日,管理资产规模达3369亿元。公司拥有公募基金管理资格、特定客户(专户)资产管理资格、合格境内机构投资者资格(QDII)、保险资产受托管理资格、人民币合格境内机构投资者(RQDII)资格、合格境内投资企业(QDIE)资格。    【产品特色】 1、专注基金定投:首页设置创新,专注“定投宝”主打产品特色,不走传统基金超市路线。 2、智能定投策略:定投宝对接基金三只,分别为:极具成长属性的指数基金“融通创业板指数基金”、全市场首只跟踪人工智能指数的指数型基金“融通人工智能指数基金(LOF)”、以及全市场首批开通定投业务的融通传统优质指数基金“融通深证100指数基金”。创新采用指数与量化投资部独家研发的“智能买入+策略止盈”定投策略,结合市场风险溢价指标,让用户的定投计划可以更聪明、更省心、更牛! 3、全程陪伴更贴心:在定制定投宝计划的过程中,分别设有创新的“陪伴建议”,可以清晰的引导用户设置定投计划。 4、特色“定投生命周期管理”系统:创新视觉化“定投系数表盘”、“目标收益进度” ,用户可以一目了然的对定投宝计划,完成查询管理。 5、打造多元化“观点资讯”栏目:精选短视频专栏,专业解读市场行情观点,构建系统化投教课程,打造沉浸式学习场景,突出了投资者教育的重要性。

Screenshots

嘉实理财嘉4 screens
融通定投宝4 screens

Verdict

The call

The clearest difference is in-app purchases: 融通定投宝 at none against 嘉实理财嘉's 3. 嘉实理财嘉's advantage is update cadence (every 5 weeks vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 嘉实理财嘉 sells 3 one-off in-app purchases. 融通定投宝 asks for nothing beyond the download.

UpkeepUpdate frequency

嘉实理财嘉 ships an update every 5 weeks, 融通定投宝 every 3 months. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.

Scorecard2 real differences · 8 level
嘉实理财嘉 versus 融通定投宝: the parameters behind the verdict, then further details
Parameter嘉实理财嘉融通定投宝
PriceFreeFree
Rating2.6 (7 ratings) — better—
Positive reviews79.2% of reviews—
Number of ratings7 — better—
Update frequencyEvery 5 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS1312.0 — better
Further details — not scored
Size96 MB78 MB
Age rating4+4+
DeveloperHarvest Fund Management Co., Ltd.RongTong Fund Management Co., Ltd.

In-app purchases

3 purchases

嘉实理财嘉

One-time3
  • 理财嘉投顾会员3个月$1.99
  • 嘉实财富投顾会员服务年费$17.99
  • 投顾+京东Plus1年联名会员$22.99
None

融通定投宝

No in-app purchases

Questions

Is 嘉实理财嘉 free?
嘉实理财嘉 is free to download, with in-app purchases available.
Is 融通定投宝 free?
融通定投宝 is free to download, with no in-app purchases.
Do 嘉实理财嘉 or 融通定投宝 have ads?
Neither 嘉实理财嘉 nor 融通定投宝 shows ads.
Which is updated more often, 嘉实理财嘉 or 融通定投宝?
嘉实理财嘉 ships an update every 5 weeks, and 融通定投宝 every 3 months. Most recently, 嘉实理财嘉 was updated on October 23, 2026 and 融通定投宝 on October 21, 2026.

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