Comparison

Financeit vs Cobalt Mobile Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Financeit

This app provides businesses with a platform to offer customers flexible payment plans for purchases. Merchants can generate quotes, initiate applications, and manage financing details, while consumers can track payments and manage their loans.

Highlights
  • Offer flexible payment plans
  • Generate customer quotes
  • Initiate financing applications
  • Upload required documents
  • Electronic document signing
  • Track loan repayment progress
Features
Read full description

Offer your customers easy and affordable financing options for their next big purchase at your business. Financeit lets your customers pay for their home improvement, vehicle or retail purchase in monthly, bi-weekly or weekly payments. You get paid the full purchase amount and we collect payments directly from the customer. Plus, Financeit is FREE to use! Merchant partners can use the Financeit app to: • Create a monthly, bi-weekly or weekly payment quote for your customer and share it with them by email or text message • Start an application with your customer on the spot or invite them to apply privately, on their own device • Scan and upload any required documents instantly with your smartphone or tablet camera • Sign documents electronically • Access helpful learning & resources materials to learn about how Financeit can help you increase your sales • Change account, profile and notifications settings and manage employees Consumers can use the Financeit app to: • Set up their loan privately, on their own device • Manage the repayment process by tracking their progress, making early or extra payments, updating their personal details and more To get started, download the Financeit app and sign up for your free account at http://www.financeit.io. Financeit is available in Canada only.

About

Cobalt Mobile Access

This platform helps manage incidents and contingency plans to ensure employee and customer safety. It facilitates quick communication during live events and provides mobile access to task lists and recovery strategies.

Highlights
  • Incident management
  • Employee safety tracking
  • Contingency plan management
  • Real-time communication
  • Task list access
  • Business continuity planning
Features
Read full description

Cobalt is a software as a service (SaaS) platform designed to help you manage everything when the unexpected regrettably happens. Make sure that all your employees or customers are safe when any incident happens. Track every step of an incident or contingency plan. Keep your business running without skipping a beat. Cobalt mobile application allows you to communicate quickly and effectively within and across teams during live events - preventing delays and improving coordination. The Cobalt mobile application provides mobile access to task lists and recovery strategies and a central repository for emergency and business continuity plans and activities.

Screenshots

Financeit4 screens
Cobalt Mobile Access3 screens

Verdict

The call

The clearest difference is review sentiment: Cobalt Mobile Access at 100% against Financeit's 50%. Cobalt Mobile Access also leads on update cadence (every 2 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Financeit ships an update every 3 months, Cobalt Mobile Access every 2 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Financeit versus Cobalt Mobile Access: the parameters behind the verdict, then further details
ParameterFinanceitCobalt Mobile Access
PriceFreeFree
Positive reviews50.0% of reviews100.0% of reviews — better
Update frequencyEvery 3 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size18 MB54 MB
Age rating4+4+
DeveloperFinanceit Canada Inc.Plante & associates, Inc.

Customer experience

Financeit

Written reviews4 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Cobalt Mobile Access

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Financeit

No in-app purchases

None

Cobalt Mobile Access

No in-app purchases

Questions

Is Financeit free?
Financeit is free to download, with no in-app purchases.
Is Cobalt Mobile Access free?
Cobalt Mobile Access is free to download, with no in-app purchases.
Do Financeit or Cobalt Mobile Access have ads?
Neither Financeit nor Cobalt Mobile Access shows ads.
Which is updated more often, Financeit or Cobalt Mobile Access?
Financeit ships an update every 3 months, and Cobalt Mobile Access every 2 weeks. Most recently, Financeit was updated on October 26, 2026 and Cobalt Mobile Access on October 24, 2026.

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