Comparison

Money Owed vs Top Driver.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money Owed

Easily track who owes you money and who you owe. Log debts, split bills, and manage shared expenses with friends and family. Features include recurring payments, bill splitting via photo, and offline tracking.

Highlights
  • Track IOUs instantly
  • Sync across devices
  • Share with groups
  • Automate recurring payments
  • Split bills with photo
  • Offline expense tracking
  • Home screen widgets
Features
Read full description

Stop guessing who owes what. Money Owed is a local-first ledger for IOUs, shared expenses, loans, roommates, trips, and everyday balances. Record transactions, see a clear running balance, and share an account when everyone needs the same source of truth. TRACK EVERY BALANCE - Create unlimited accounts for friends, family, roommates, trips, loans, or projects. - Record manual and split transactions with descriptions, dates, notes, and calculations. - See whether money is owed to you, owed by you, or settled. - Use a separate currency for each account. Money Owed never converts or combines different currencies. - Work offline. Changes save locally and sync when network is available. SHARE WITH THE RIGHT PEOPLE - Share an account with Read & Write or Read Only access. - Keep a private alias for how a shared account is named on your device. - Invite people using Apple's built-in sharing controls. - Keep both sides up to date with the same shared transactions and balance. SEE THE BIG PICTURE - Follow balances over time with native charts. - Add account balance and accounts list widgets. - View cached balances and quickly add a transaction on Apple Watch. - Add a photo to an account so it is easy to recognize at a glance. MONEY OWED PRO Money Owed Pro adds these tools with a one-time purchase: - Attach receipt images and PDFs to transactions. - Post recurring transactions on daily, weekly, monthly, or yearly schedules. - Apply automatic interest on a schedule you choose. - Import transactions from CSV files. - Export CSV data and PDF statements. - Receive alerts for new manual transactions added by the other side of a shared account.

About

Top Driver.

Features
Read full description

Top Driver helps you become a smoother, safer driver every day. Record your trips using your phone’s sensors and GPS. Get an instant overall smoothness score (0–100) plus detailed breakdowns for acceleration, braking, cornering, steering, and consistency. See color-coded maps showing exactly where you drove smoothly or had harsh moments. Get personalized tips after every trip to improve your driving style. Compete with friends and drivers across global and tiered leaderboards. Unlock weekly, monthly, and tier rankings with Premium. Key features: • Real-time driving smoothness scoring • Beautiful color-coded trip maps • Detailed performance charts • Tier system (Beginner → Experienced → Elite) • Global & local leaderboards • Premium analysis & insights Top Driver uses your location and motion data only while the app is actively recording a trip. We never sell your data. Ready to drive smoother? Download Top Driver today. Privacy Policy: https://topdriver-app.web.app/privacy-policy/ Terms of Use: https://topdriver-app.web.app/terms/

Screenshots

Money Owed4 screens
Top Driver.4 screens

Verdict

The call

The clearest difference is device support: Money Owed at 4 against Top Driver.'s 1. On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money Owed sells 5 in-app purchases, starting at $2.49 per 3 months and Top Driver. sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
Money Owed versus Top Driver.: the parameters behind the verdict, then further details
ParameterMoney OwedTop Driver.
PriceFreeFree
Rating1.8 (5 ratings) — better—
Positive reviews18.2% of reviews—
Number of ratings5 — better—
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone
Requires iOS17.017
Further details — not scored
Size28 MB16 MB
Age rating4+12+
DeveloperEduardo AlmeidaYan Zhao

In-app purchases

5 purchases

Money Owed

Subscriptions2
  • Money Owed Pro (Quarterly)14 Days trial$2.493 Months
  • Money Owed Pro (Yearly)14 Days trial$6.491 Year
One-time3
  • Pro (3 Months)$1.99
  • Money Owed Pro$4.99
  • Pro (1 year)$5.99
2 purchases

Top Driver.

Subscriptions2
  • Monthly Premium$1.991 Month
  • Yearly Premium$12.991 Year

Questions

Is Money Owed free?
Money Owed is free to download, with in-app purchases available.
Is Top Driver. free?
Top Driver. is free to download, with in-app purchases available.
Do Money Owed or Top Driver. have ads?
Neither Money Owed nor Top Driver. shows ads.

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